5 Best Travel Money Cards for China

The 5 Best Travel Money Cards for
China in 2022

China is one of Australia’s favourite destinations and with all its attractions, weather and food it's not hard to see why thousands of Australians each year.

In China you are likely to pay for accommodation, food, transport and entertainment as well as withdraw cash from ATMs with your card.

So which is the best travel card to take with you? It's easy, to save you lots of time, we have compared a large number of travel cards to take to China for Australians in 2022 and have summarised their best points.

Best 5 Travel Money Cards for China in 2022:

Wise Multi Currency Prepaid Card - Best Exchange Rates

Best Features

  • 40+ currencies available
  • Best exchange rates globally
  • One of the lowest conversion fee on the market
  • No international transaction fees
  • No annual or monthly fees
  • Extremely low costs to send money overseas

Revolut Travel Card

Best Features

  • 27+ currencies available
  • One of the best exchange rates globally
  • No international transaction fees
  • No annual or monthly fees for standard membership
  • No initial card fee
  • Instant access to a range of cryptocurrencies

Commonwealth Travel Money Card - Back Up Currency Card

Best Features

  • 13 currencies available, including Chinese Yuan Renminbi (CNY)
  • No issue fee, load fees, closure and card replacement fees
  • Additional card offered
  • Locked in exchange rates: 4%+ margin on exchange rates
  • Can be accessed through Commonwealth Bank app
Commonwealth Travel Money Card is one of the five top travel money cards for China in 2022

HSBC Everyday Global Travel Card - Best Debit Card

Best Features

  • Chinese Yuan Renminbi (CNY) offered on card
  • HSBC own ATMs in China so no ATM fees
  • No international transaction fees
  • No initial card, closure, account keeping or monthly fees
  • No cross currency conversion fees
HSBC Global Everyday card is one of the top 5 travel money cards to take to China

Bankwest Breeze Platinum Credit Card - Lowest Interest Rate

Best Features

  • Lowest interest rate at 9.90%
  • No international transaction fees on purchases
  • Up to 55 days interest free on purchases
  • Low annual fee
  • Complimentary international travel insurance
Bankwest Breeze Platinum Credit Card is one of the 5 travel money cards for India in 2022

Learn more about the best credit, debit and prepaid cards for travel

FAQs

What is the best travel card to use in China?

The best travel cards to use in China are the Wise Multi Currency card, which offers the best exchange rate for Chinese Yuan Renminbi, a HSBC Global, Citibank Plus or Commonwealth Travel Money Card for ATM withdrawals and the BankWest Platinum Breeze card for credit purchases. All of these cards do not charge an international transaction fee of 3%.

Is a travel money card better than cash?

A travel money card is a good compliment to cash in China and we highly recommend taking both to China. Many times a card will not work in China or they don't accept cards so it is good to take cash. Other times it is too unwieldy to take the amount of cash required to pay for things like hotel accommodation, so a travel money card is better.

More Travel Card Guides

Learn more about the best travel money cards for your holiday destination.