The best credit cards for Travel

The 5 Best Credit Cards for Travel For Australians in 2022

Credit cards are an obvious choice to take travelling due to their convenience and being widely accepted, but which is the best credit card for travel for Australians in 2022?

Credit cards are extremely handy for paying for hotels, restaurants, as well as corner shops and petrol stations. They work in a similar way to credit cards in Australia and use a pin when you purchase goods or services overseas. Very few places overseas will accept a signature anymore.

To save you lots of time, we have compared over 20 of the most popular credit cards for overseas travellers and have summarised their best points.

Best 5 Credit Cards for Travel for Australians in 2022:

Bankwest Breeze Platinum Credit Card - Lowest Interest Rate

Best Features

  • Lowest interest rate at 9.90%
  • No international transaction fees on purchases
  • 0% p.a. on purchases and balance transfers for the first 15 months
  • Up to 55 days interest free on purchases
  • Low annual fee
  • Complimentary international travel insurance
Bankwest Breeze Platinum Card - one of the 5 best credit cards for Travel in 2022

ING One Low Rate Credit Card - No Annual Fee and Lowest Cash Advance Rate

Best Features

  • No annual fee
  • No international transaction fees on purchases
  • Up to 45 days interest free on purchases
  • Lowest cash advance interest rate of 11.99%
  • Use instalment plans to pay off your purchases over time at a lower interest rate
ING One Low Rate Credit Card is one of the top 5 credit cards for travel in 2022

Qantas Premier Platinum Credit Card - For Qantas Frequent Travellers

Best Features

  • 90,000 Qantas points for signing up
  • No cap on earning points
  • Earn 1.5 points per dollar spend overseas
  • Earn 1 point per dollar spend in Australia up to $10,000 per statement period
  • 2 x single entry Qantas Club or Qantas operated International Business Lounge invitations per anniversary year
  • Save up to 20% on selected Qantas and QantasLink flights within Australia for you and up to 8 companions, once every year
Qantas Premier Platinum Credit Card is one of the 5 top credit cards for travel in 2022

ANZ Rewards Travel Adventures Credit Card - Best Insurance Coverage

Best Features

  • Free access to 7 types of insurance including International Travel Insurance
  • No international transaction fees on purchases
  • Up to 55 days interest free on purchases
  • Same interest rate on purchases as cash advances
  • Access to ANZ Rewards program, sign up bonus of 40,000 points
ANZ Rewards Travel Adventure Credit Card is one of the top 5 credit cards for travel in 2022

HSBC Low Rate - Lowest Minimum Credit Limit

Best Features

  • $1,000 credit limit available
  • No international transaction fees on purchases
  • Up to 55 days interest free on purchases
  • 0% p.a. on balance transfers for the first 20 months (a 2% one-off balance transfer fee applies)
  • Free domestic travel insurance
HSBC Low Rate Credit Card is one of the five top credit cards for travel in 2022

Learn more about the best travel money, debit and prepaid cards for travel

FAQs

How to choose a credit card for overseas travel?

You need to choose a credit card that will save you the most amount of money. There are lots of ways to save including no foreign transaction fees, a low interest rate, low annual fee and low interest rate on cash advances.

More Travel Card Guides

Learn more about the best travel money cards for your holiday destination.