On a mission to make foreign exchange fair.

By being transparent, cheap, and super easy.

Our Story

We're Melbourne based and founded in 2019. We’re a very small team but we’re packed full of industry knowledge, determination and technical skills. Relatively new in the old foreign exchange game, we’ve come to shake things up! With many new customer centered companies popping up in the banking and finance industries we've  felt that foreign exchange had been left behind...so here we are!

We don't do gimmicks or promotions or even stores. We just do fair. We offer the best prices for everyone, always!

Justin Rampono

Justin Rampono

Hi, I'm Justin and I'm the founder. I created S money because I wanted to make a foreign exchange business that people actually liked.

After working in banking for over 20 years I know all about how exchange should work and I want to stop banks from taking people for a ride. They can't do this to customers anymore.

I wasn't seeing any businesses offering fair pricing for foreign currency so I took on the challenge to create S Money. A business looking to succeed in the industry by doing right by the customer.

Who are our customers?

We’re for smart shoppers. Anyone in Australia who is in need of foreign currency and wants value for money. We don’t like being ripped off and we bet you don’t either. Whether you want to make the most of your money and choose to pickup your currency in the city or if want the convenience of having your currency delivered to your door- we’ve got you. 

Want to know how our customers feel about our service? Take a look at our reviews!

What we do

We change Australian dollars for popular foreign currencies for the best prices. We are trusted by our customers to deliver their currency at great rates, quickly, from the comfort of their home. Want to know more about what we do, read on!

The best rates

As an online company we don't have the same costs that larger businesses do. We also, very smartly, partner with other companies to offer store pick up and delivery so we’re not tied down by any store costs. All of this means that we can offer cheaper fees and which means you’ll get more money in your pocket!

Fair and transparent pricing 

We’re all about fair pricing. We don’t hide sneaky costs at the end of your online check out or try to hide them in our exchange rate. Instead, we give you the market rate and charge a small processing fee, which goes into keeping the lights on and paying our staff.

Fastest online foreign exchange services

We don’t hide sneaky costs at the end of your online check out or try to hide them in our exchange rate. Instead, we give you the market rate and charge a small processing fee, which goes into keeping the lights on and paying our staff.

Where you can find us

Sydney - We have a pick location in Parramatta and delivery up to 20kms out

Coming soon: Melbourne, Adelaide, Perth, Brisbane

Currencies we sell

US dollar, New Zealand Dollar, British Pound, Japanese Yen, Euro

Coming soon: Fijian Dollar, Indonesian Rupiah, Thai Baht, Singapore Dollar, Hong Kong Dollar, Canadian Dollar, Chinese Yuan

We're working on adding more currencies and and more locations across Australia.

Follow us on Facebook to keep track of our growth!