On a mission to make foreign exchange fair.
By being transparent, cheap, and super easy.

Our story.....so far
We're Melbourne based and founded in 2019. We’re a very small team but we’re packed full of industry knowledge, determination and technical skills.
Relatively new in the old foreign exchange game, we’ve come to shake things up!
We don't do gimmicks or promotions. We just do fair. We offer the best rates for everyone, always!

Why you can trust S Money
S Money complies with the relevant laws pertaining to privacy, anti-money laundering and counter-terrorism finance. This means you are required to provide I.D. when you place an order. It also means the order must be paid for by the same person ordering the currency and you must show your identification again when receiving your order.
Like all reputable money exchanges, we are registered with AUSTRAC and regulated by the Australian Securities and Investment Commission (ASIC).
We are transparent about how we make money. All our fees are clearly explained and easy to see.
We have thousands of customers all over Australia who have left 5-star reviews and some really kind words about their experience with us. Our goal is to help as many people get more out of their money before they head overseas!
I wanted to create a foreign exchange business that people actually liked.
Whilst working in banking for over 20 years, it was frustrating to see customers getting ripped off when dealing with currency. Not only that, the whole process was unnecessarily complicated and stressful.
I knew it was time for something to be done. I didn’t want the banks to get away with it anymore.
Fuelled with a mission to make currency exchange as fair and easy as possible, I launched S Money.
Since its inception, our company has grown and has become a preferred destination currency exchange service for thousands of Aussies.
Everyday our team works to make currency exchange fast, fair and easier for you.
Justin Rampono
S Money Founder
The Team
Location
Feel free to drop into our store at:
Shop 1/44 Spencer Street, Melbourne VIC
Open Monday - Friday 10am-3pm. No appointment necessary.
Email us
Reach out to us on connect@smoney.com.au.
We’ll get back to you as soon as possible.
Get Social
For up to the minute announcements and fast messaging, visit and follow our Facebook page.
Who are our customers?
We’re for smart shoppers. Anyone in Australia who is in need of foreign currency and wants value for money. We don’t like being ripped off and we bet you don’t either. Whether you want to make the most of your money and choose to pickup your currency in the city or if want the convenience of having your currency delivered to your door- we’ve got you.
Want to know how our customers feel about our service? Take a look at our reviews!
What we do
We change Australian dollars for popular foreign currencies for the best prices. We are trusted by our customers to deliver their currency at great rates, quickly, from the comfort of their home. Want to know more about what we do, read on!

The best rates
As an online company we don't have the same costs that larger businesses do. We also, very smartly, partner with other companies to offer store pick up and delivery so we’re not tied down by any store costs. All of this means that we can offer cheaper fees and which means you’ll get more money in your pocket!

Fair and transparent pricing
We’re all about fair pricing. We don’t hide sneaky costs at the end of your online check out or try to hide them in our exchange rate. Instead, we give you the market rate and charge a small processing fee, which goes into keeping the lights on and paying our staff.

Fastest online foreign exchange services
We don’t hide sneaky costs at the end of your online check out or try to hide them in our exchange rate. Instead, we give you the market rate and charge a small processing fee, which goes into keeping the lights on and paying our staff.