Money Exchange in Sydney at the Best Rate

Head in-store or go online.

ASIC regulatedAustralian owned

Australian Dollars (AUD)
Exchange Rate
Service Fee

ASIC regulatedAustralian owned

The S Money Sydney CBD store is located at Wharf 6, Circular Quay.
The store is on the wharf nearest to The Museum of Contemporary Art at The Rocks.

It is open 9am to 5pm - Monday to Friday and 10am to 3:30pm on Saturday.

S Money Sydney Circular Quay Wharf 6

Compare us with other providers

See why S Money provides the best value

Australian Dollar

Order online and lock in the currency

1. Place your order

Choose Sydney as your collection store.

2. Pay by bank transfer

You'll receive an email with instructions on how to pay

3. Get your currency

You must show your photo I.D. 

How long does it take?

You'll receive a text and email confirming we've received your payment
Once your payment is confirmed, it will be ready in 1-2 business days.
You'll receive updates every step of the way

Service and delivery fees

Service Fee

The Service Fee depends on the currency and amount you order.

Store Pickup


Collect your order from a store for free.

Add Delivery

It's a flat fee for secure delivery to your door with StarTrack by Australia Post.

Why you get best currency exchange rates in Sydney

Heading into the Sydney CBD to buy or sell currency may be very different to what you expect.

Many of the places to exchange currency closed in the last couple of years. The major banks no longer offer any currency exchange.

We visited over a dozen money exchange locations across the Sydney CBD and compared their fees and services to find the best currency exchange rates.

  1. S Money has the best currency exchange rates and offer both store collection or home delivery.
  2. United Currency Exchange has the very good rates but it's hard to find
  3. Crown Currency and Travel Money Oz have the most convenient stores in the middle of the city but their rates are not as sharp
  4. Travelex has the most stock on hand, particularly for less common currencies
  5. Smaller stores in Haymarket have the best deals when it comes to selling currency
Map of Currency Exchange Stores in Sydney
US dollar banknotes

US dollars

Australians buy more US dollars than any other currency.

The best places to buy US dollars in Sydney is in Haymarket, within the CBD. There are the most stores here, the exchange rates are better and the fees are lower.

The more US dollars you are buying, the more you can negotiate a better deal when dealing with money changers over the counter.

If you can't make into the city, you can also order US dollars online and have it delivered.

euro banknotes


More Australians head to Europe than any other continent thanks to popular tourist destinations like France and Italy.

Some of the best places to buy euros in Sydney are in Chinatown within the CBD. These money changers have a good level of stock, range of denominations and are open to negotiation if you are purchasing a larger amount.

If you live outside of the major cities, you can also order euros online and have it delivered.

japanese yen banknotes

Japanese Yen

If you have ever been to Japan, you'll know that you need to take some cash. Cards aren't accepted as much as in Australia.

If you're looking for where to buy yen in Sydney, the best places are the smaller independent money changers, located in the city. These currency exchange stores have the best exchange rates because they have the most competition.

The more yen you are buying, the more you can negotiate a better deal when dealing with money changers over the counter.

If you live outside of the major cities, you can also order yen online and have it delivered.

Currency Exchange in Sydney

In the last 2 years, many of the existing currency exchange stores in Sydney have closed due to lockdowns and border closures. This table lists the stores that remained along with new money exchanges in Sydney that have opened recently.

Currency Exchange Location Contact
United Currency Exchange Shop 14, 1 Dixon Street (02) 8964 6914
S Money Wharf 6, Circular Quay, Sydney 1300 50 10 80
Changjiang Currency Exchange 13 Goulburn Street (02) 8883 1888
City Exchange Mart 636 George St (02) 9283 9695
Travelmate 525 George Street (02) 8021 0945
Travel Money Oz Mid City Centre, 197 Pitt St 1300 035 797
Bloom Forex 389-391 Sussex St (02) 9304 0191
Boyang Foreign Exchange 410 Sussex St (02) 9304 0191
City Forex Shop K1, 464-480 Kent St (02) 9269 0115
Crown Currency Shop 2021, Level 2 Westfield Sydney (02) 8278 7980

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Updated: Posted on