S Money Currency Exchange Sydney Store
Money exchange, located at Circular Quay in the Sydney CBD
The S Money Sydney CBD store is located at Wharf 6, Circular Quay.
The store is on the wharf nearest to The Museum of Contemporary Art at The Rocks.
It is open 9am to 2pm and 3pm to 5pm - Monday to Friday.
The Rest of New South Wales
If you don't live in Sydney - we can still help you. S Money can delivery to every address in Australia through a premium, secure delivery service through StarTrack by Australia Post.
Post Office Collection
Secure and convenient pick up from your local post office at a flat fee of $19.
- When: Once we receive your payment, it usually takes 3-5 business days depending on where you are in Australia
- Delivery Zones: Australia wide
- Open times: Each post office has its own opening times. Most are open on a Saturday.
- Take your time: Once your order arrives, you have 2 weeks to collect it.
Secure Home Delivery
Whether you want your currency sent to your home, your office or somewhere else entirely it costs only $28.
- When: Once we receive your payment, it usually takes 2-3 business days depending on where you are in Australia
- Delivery Zones: Australia wide
- Delivery Window: 9am - 5pm Monday to Friday. StarTrack will keep you up to date on your delivery status every step of the way
- If you aren't home: Your order will be safely redirected to a nearby post office. You will be notified and can collect it within the next 2 weeks.
- Secure: We use StarTrack Premium for the fastest and most secure delivery service. With photo ID checks and signature on arrival, to make sure your currency arrives in your hands safely
Why you get best currency exchange rates in Sydney
Heading into the Sydney CBD to buy or sell currency may be very different to what you expect.
Many of the places to exchange currency closed in the last couple of years. The major banks no longer offer any currency exchange.
We visited over a dozen money exchange locations across the Sydney CBD and compared their fees and services to find the best currency exchange rates.
- S Money has the best currency exchange rates and offer both store collection or home delivery.
- United Currency Exchange has the very good rates but it's hard to find
- Crown Currency and Travel Money Oz have the most convenient stores in the middle of the city but their rates are not as sharp
- Travelex has the most stock on hand, particularly for less common currencies
- Smaller stores in Haymarket have the best deals when it comes to selling currency
Fees and Charges
Service Fee
The Service Fee depends on the currency and amount you order.
Delivery
$19 fee for Post Office collection. $28 flat fee for delivery to your door.
Express Pickup
In-store transactions are subject to a $9 fee.
US dollars
Australians buy more US dollars than any other currency.
The best places to buy US dollars in Sydney is in Haymarket, within the CBD. There are the most stores here, the exchange rates are better and the fees are lower.
The more US dollars you are buying, the more you can negotiate a better deal when dealing with money changers over the counter.
If you can't make into the city, you can also order US dollars online and have it delivered.
Euros
More Australians head to Europe than any other continent thanks to popular tourist destinations like France and Italy.
Some of the best places to buy euros in Sydney are in Chinatown within the CBD. These money changers have a good level of stock, range of denominations and are open to negotiation if you are purchasing a larger amount.
If you live outside of the major cities, you can also order euros online and have it delivered.
Japanese Yen
If you have ever been to Japan, you'll know that you need to take some cash. Cards aren't accepted as much as in Australia.
If you're looking for where to buy yen in Sydney, the best places are the smaller independent money changers, located in the city. These currency exchange stores have the best exchange rates because they have the most competition.
The more yen you are buying, the more you can negotiate a better deal when dealing with money changers over the counter.
If you live outside of the major cities, you can also order yen online and have it delivered.
Currency Exchange in Sydney
In the last 2 years, many of the existing currency exchange stores in Sydney have closed due to lockdowns and border closures. This table lists the stores that remained along with new money exchanges in Sydney that have opened recently.
| Currency Exchange | Location | Contact |
| United Currency Exchange | Shop 14, 1 Dixon Street | (02) 8964 6914 |
| S Money | Wharf 6, Circular Quay, Sydney | 1300 50 10 80 |
| Changjiang Currency Exchange | 13 Goulburn Street | (02) 8883 1888 |
| City Exchange Mart | 636 George St | (02) 9283 9695 |
| Travelmate | 525 George Street | (02) 8021 0945 |
| Travel Money Oz | Mid City Centre, 197 Pitt St | 1300 035 797 |
| Bloom Forex | 389-391 Sussex St | (02) 9304 0191 |
| Boyang Foreign Exchange | 410 Sussex St | (02) 9304 0191 |
| City Forex | Shop K1, 464-480 Kent St | (02) 9269 0115 |
| Crown Currency | Shop 2021, Level 2 Westfield Sydney | (02) 8278 7980 |
Frequently asked questions
You can either
- Head into one of our stores to buy or sell currency
- Order online and collect your currency at one of our store collection locations or at your local post office
- Order online and have it securely delivered to any address in Australia
Is home delivery safe?
Absolutely. We use StarTrack by Australia Post. The driver will require you to provide I.D before handing the order over. It will not be left unattended or given to anyone else.
What if I’m not home?
Your order will go to your local post office. You will be notified and can head down and collect your order when it’s convenient. Just remember to bring your I.D.
We process your order as soon as we’ve received payment and we try our best to get this to you.
Store Collection orders are available on within 1-3 business day – once we have received your payment.
Home Delivery orders usually arrive the within 2-3 business days – once we have received your payment.
You will be notified by email and text as soon as your currency is ready for collection or delivery.
We have stores in Sydney and Melbourne plus a number of collection locations across NSW, VIC, QLD and WA.
With these collection locations, you must order online and pay before you head into store.
If you don’t live in these areas, we offer safe, fast home delivery to every address in Australia.
The S Money Melbourne CBD store is located at 44 Spencer Street, Melbourne VIC 3000.
The store is right next to the Great Southern Hotel and less than 100 metres from Southern Cross Train Station.
It is open 9am to 5pm – Monday to Friday and 10am to 3:30pm on Saturday.
The S Money Sydney CBD store is located at Wharf 6, Circular Quay.
The store is on the wharf nearest to The Museum of Contemporary Art at The Rocks.
It is open 9am to 5pm – Monday to Friday.
You can sell us your foreign currency at our Melbourne or Sydney store.
In-Store
If you walk in-store, you can pay in cash.
Alternatively if you would like to lock in the rate and the stock, you can place an order online by selecting “Go In-Store” and “Bank Transfer”
Online orders
For store collection and home delivery orders, you will receive an email with instructions on how to pay.
Most customers pay us by an internet banking transfer.
Payments must be made from an account in your name and not from a business account.
We don’t have a minimum order amount.
For Home delivery or Post Office Collection orders, you can order up to $6,000 AUD in one order, and up to $9,500 AUD per day.
For Store Pick orders, you can order up to $20,000 AUD in one order.
Yes! For popular currencies, click Request Denominations when getting a quote.
Please note – denominations requests are not available on all currencies and are not guaranteed. We do our very best to provide the mix of notes you want but it really depends on what stock we have at the time.
These requests are performed on a best efforts basis.
Our fees depend on the currency and amount you order.
We aim to be upfront and transparent about what we charge and what it’s for.
Unlike other businesses we don’t try to hide this charge in the exchange rate. All orders will incur a service fee. This covers the cost of buying the currency and GST, along with a small profit.
