Buy NZ Dollars (NZD) Always at the Best Rate

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Exchange Rate
Service Fee
New Zealand Dollar

Rates & fees are the same in-store and online

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Australian Dollar
NZD
6 results found - Results rounded down to nearest available denomination
  • 1.0973
  • 92.74 AUD
  • $3,000 AUD
  • Best Price
  • 1.0523
  • 0.00 AUD
  • $3,022 AUD
  • $31 more expensive
  • 1.0502
  • 0.00 AUD
  • $3,028 AUD
  • $37 more expensive
  • 1.0432
  • 0.00 AUD
  • $3,048 AUD
  • $57 more expensive
  • 1.0421
  • 0.00 AUD
  • $3,052 AUD
  • $61 more expensive
  • 1.0526
  • 30.00 AUD
  • $3,051 AUD
  • $60 more expensive

Features

  • Always the best rate:Partner with S Money to get the best rate when you exchange your Australian Dollars for NZ dollars.
  • Easy as: Buy NZ money online and have it securely delivered to you, or pick up your money at one of our collection locations. If you prefer a personal touch, visit us in-store at our Sydney and Melbourne branches.
  • Request denominations: Each order comes in a range of convenient denominations. If you have a specific request, you can order online to get exactly what you want
NZ dollar banknotes
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The currency used in New Zealand is called the New Zealand dollar its represented by the symbol is $ and its 3 letter code is NZD.

Country New Zealand
Official Currency New Zealand Dollar
Currency Code NZD
Currency Symbol $
Banknote Denominations $5, $10, $20, $50 and $100
Coin Denominations 10¢, 20¢, 50¢, $1 and $2
In Stock Yes
Current Rate 1.0973

It has 10 denominations made up of five coins and five banknotes. The five coins have values of 10 cents, 20 cents, 50 cents, $1, and $2. New Zealand’s banknotes have values of $5, $10, $20, $50, and $100.

 

New Zealand coins are almost identical to Australian, which probably explains why so many of us have mistakenly used it or been given it as change back home.

 

New Zealand has banished the one, two, and five cent coins. Instead, most items ending with costs between one and four cents are rounded down while those ending in six to nine cents are rounded up. For prices ending with five cents, the retailer can choose how to handle the costs.

 

New Zealand banknotes are made with the same polymer you find on Australian notes, with the plastic quality making the notes water and tear-resistant.

 

Each note features the image of a native New Zealand bird on one side and a notable New Zealander on the other (with the exception of Queen Elizabeth II on the $20 note).

 

Buy New Zealand Dollars online

Australian dollars are not accepted anywhere in New Zealand so you’ll have to convert them either before you leave or as soon as you arrive.
Cards apply differently. Almost every Australian credit and debit card is accepted in New Zealand, so you can use them as you please.
Be sure to monitor the foreign currency conversion charges the banks may add to each transaction.

How to buy NZ dollars

Go In Store

Get your currency straight away

Pay in cash

Available in Sydney and Melbourne only

Store Collection

Pay ahead of time

Ready in less than a week. Then pick it up when it suits you.

Available in NSW, VIC, QLD & WA

Post Office Pickup & Home Delivery

Collect at your local post office.

Have it securely delivered to your home.

Available Australia wide

How long does it take?

Confirm
You'll receive a text and email confirming we've received your payment
Delivery
Once your payment is confirmed, delivery takes 2-3 business days depending on where you are in Australia
Updates
You'll receive updates on when your order is coming. We'll also let you know if there is any unexpected delays

Fees and Charges

Service Fee

The Service Fee depends on the currency and amount you order.

Delivery

$19 fee for Post Office collection. $28 flat fee for delivery to your door.

Express Pickup

In-store transactions are subject to a $9 fee.

Buying NZ Dollars in Australia

Where is the best place to buy NZ dollars in Australia?

If you like the reassurance of having the local currency readily available from the moment you step off the plane, you have three options to pick up the cash before you go:

  • Buy the currency online and either collect it in-store or have it delivered to you.
  • Collect from a currency exchange store.
  • Most expensively, buy the currency at the airport.

Online money changers like S Money are often an easy and cheap way to buy NZ dollars online but it may not necessary be as quick as walking into a store. Companies like Travelex also offer a foreign exchange service online but it takes between two and five business days before the currency is ready for pick-up or delivery so you need to be organised!

Alternatively, buying your currency in-store can be a good option but it all depends on where you go. The money changers in the centre of the main cities like Sydney or Melbourne tend to be more competitive than smaller stores in the suburbs.

Only change money at the airport as a last resort. The exchange rates and fees at Australian airports are among the worst in the world so avoid it at all costs if you want to get the best bang for your buck.

Learn more: The Best Places to Buy NZ dollars in Australia

 

What is the cheapest way to buy NZ dollars?

In Australia, for amounts up to $5,000 it is often cheaper to buy NZ dollars online. If you need a larger amount, it's better to go into a store in the city because there is more competition and you can negotiate in person.

The key to finding the best deal is to compare your options to buy NZ dollars in cash. Make sure that you compare not just the exchange rate, but the total cost of your currency including any service or delivery fees.

Here are 5 top ways currently available in Australia

  1. Online - If you are looking to buy some NZ dollars in cash, you can now do it online. It's similar to buying anything else online but you will need some ID on hand. Online money changers, like S Money, have the best exchange rates. Most will either deliver it to your home or allow click and collect.
  2. In-store -  this is one of the best ways to get your currency fast. Just locate a store near you and bring your ID. It's a good idea to call ahead to check their rates and to make sure they have enough New Zealand dollars in stock.
  3. Overseas - Sometimes it can actually be cheaper to buy your NZ dollars abroad. In Auckland, on Queen street have very competitive money changers if you are willing to go out of your way to find them.
  4. International money transfers - If you are sending money from Australia to New Zealand, using a money transfer service like Wise or OFX is a great way to convert your currency. These online services are a much cheaper option than using an Australian bank.
  5. Travel money cards - These cards used to have terrible exchange rates and a heaps of hidden fees. While this is still the case with most bank travel cards, there are much better options available. These include Revolut, Wise and the 28 Degrees card.

 

Should you NZ dollars now or later?

As a rule of thumb, if you are buying NZD with Australian dollars, you want the AUD/NZD exchange rate to be as high as possible. The higher the rate, the better it is for you. It means that you will receive more NZ dollars for the same amount of Australian dollars.

Unfortunately there isn't a particular day of the week or time of the day that is the best time.

While it's impossible to pick the perfect time, you can set up a free rate tracker to keep an eye on the rate.

Also keep in mind that if you buy it online, it may take 2-4 business days to arrive so make sure you finalise your financial transaction at least a week before you are due to travel overseas.

Learn more: When is the best time to buy NZ dollars with Australian dollars?

 

How much currency do you need for spending?

New Zealand is renowned for its adventurous holidays, from ski packages in Queenstown to cruises through Milford Sound. With options like bungee jumping, glacier hiking, snowboarding, and skydiving available, it’s hard to know exactly how much money you’ll need to appreciate the full Kiwi experience.

If you are confused about how much money to take to New Zealand for 1, 2 or 4 weeks, read our detailed review to answer all your questions.

The cost to holiday across the Tasman is similar to Australia. To help you plan how much things cost in New Zealand read our in-depth article on currency in New Zealand.

Updated: Posted on