Buy Singapore Dollars Always at the Best Rate

Get your currency fast 💸 Buy SGD with AUD in-store or online.

ASIC regulatedAustralian owned

Australian Dollars (AUD)
Exchange Rate
Service Fee
Singapore Dollar

ASIC regulatedAustralian owned

Compare us with other providers

See why S Money provides the best value

Australian Dollar

Track the best time to buy Singapore Dollars

SGD Rate

Find the best time to buy Singapore dollars with our rate tracker. If you need to know when is the best time to buy  but don't have the time to keep an eye on SGD movements, let us do the work for you.

We match our exchange rate with the rate show on Google or Xe. In real time.

This means you never pay over-inflated rates and can be 100% positive you are getting the most competitive rate for currency exchange.

Check out the daily rates:

How to buy Sing Dollars

1. Place your order

Choose between store pick up or secure home delivery.

2. Receive notifications

SMS messages & emails with instructions on how to pay and when it's ready.

3. Get your currency

You must show your photo I.D when you collect your order.

How long does it take?

You'll receive a text and email confirming we've received your payment
Once your payment is confirmed, delivery takes 2-3 business days depending on where you are in Australia
You'll receive updates on when your order is coming. We'll also let you know if there is any unexpected delays

More Frequently Asked Questions

When you place an order with S Money, you can choose either Store Pickup, Home Delivery or Post Office Collection.

Is home delivery safe?

Absolutely. We use StarTrack by Australia Post. The driver will require you to provide I.D before handing the order over. It will not be left unattended or given to anyone else.

What if I’m not home?

If you are not going to be home, choose Post Office Collection.

Your order will go to your local post office. You will be notified and can head down and collect your order when it’s convenient. Just remember to bring your I.D.

We process your order as soon as we’ve received payment and we try our best to get this to you.

Home delivery and Post Office collections orders usually arrive the within 2-3 business days once we have received your payment.

Store Pickup orders are available on same day or the next business day at the latest – once we have received your payment.


You will be notified by email and text as soon as your currency is ready for collection or delivery.

We have stores in Sydney and Melbourne plus a number of collection locations including Brisbane.

If you don’t live in these areas, we offer safe, fast home delivery to every address in Australia.


The S Money Melbourne CBD store is located at 44 Spencer Street, Melbourne VIC 3000.

The store is right next to the Great Southern Hotel and less than 100 metres from Southern Cross Train Station.
It is open 9am to 5pm – Monday to Friday and 10am to 3:30pm on Saturday.


The S Money Sydney CBD store is located at Wharf 6, Circular Quay.
The store is on the wharf nearest to The Museum of Contemporary Art at The Rocks.
It is open 9am to 5pm – Monday to Friday and 10am to 3:30pm on Saturday.


We also have partnered with other leading currency exchange brands to offer you pickup store locations in Brisbane.

With these stores in Brisbane and Sydney, you must order online and pay before you head into store.

You can sell us your foreign currency at our Melbourne store.

It’s located at 44 Spencer Street, Melbourne right next to the Great Southern Hotel.

Once you have placed your order, you will receive an email with instructions on how to pay. Most customers pay us by an internet banking transfer. We do not accept cash, cheque or Paypal.

We don’t have a minimum order amount.

For Home delivery or Post Office Collection orders, you can order up to $6,000 AUD in one order, and up to $9,500 AUD per day.

For Store Pick orders, you can order up to $20,000 AUD in one order.

Yes! You can call or email us if you have specific denomination requirements and we will do our very best to meet them.

Our fees depend on the currency and amount you order.

We aim to be upfront and transparent about what we charge and what it’s for.

Unlike other businesses we don’t try to hide this charge in the exchange rate. All orders will incur a service fee. This covers the cost of buying the currency and GST, along with a small profit.

Service and delivery fees

Service Fee

The Service Fee depends on the currency and amount you order.

Delivery Fee

It's a flat fee for secure delivery to your door with StarTrack by Australia Post.

Paying by Card in Store

In-store card transactions are subject to a merchant fee.

Buying Singapore Dollars in Australia

Where is the best place to buy Singapore dollars in Australia?

If you like the reassurance of having the local currency readily available from the moment you step off the plane, you have three options to pick up the cash before you go:

  • Buy the currency online and either collect it in-store or have it delivered to you.
  • Collect from a currency exchange store.
  • Most expensively, buy the currency at the airport.

Online currency exchangers like S Money are often an easy and cheap way to buy foreign exchange online but it may not necessary be as quick as walking into a store. Companies like Travelex also offer a currency exchange service online but it takes between two and five business days before the currency is ready for pick-up or delivery so you need to be organised!

Alternatively, buying your currency in-store can be a good option but it all depends on where you go. The money changers in the centre of the main cities like Sydney or Melbourne tend to be more competitive than smaller stores in the suburbs.

Only change money at the airport as a last resort. The exchange rates and fees at Australian airports are among the worst in the world so avoid it at all costs if you want to get the best bang for your buck.

Learn more: The Best Places to Buy Singapore dollars in Australia


What is the cheapest way to buy Singapore dollars?

In Australia, for amounts up to $5,000 it is often cheaper to buy Sing dollars online. If you need a larger amount, it's better to go into a store in the city because there is more competition and you can negotiate in person.

The key to finding the best deal is to compare your options to buy foreign currency in cash. Make sure that you compare not just the exchange rate, but the total cost of your currency including any service or delivery fees.

Here are 5 top ways currently available in Australia

  1. Online - If you are looking to buy some Singapore dollars in cash, you can now do it online. It's similar to buying anything else online but you will need some ID on hand. Online money changers, like S Money, have the best exchange rates. Most will either deliver it to your home or allow click and collect.
  2. In-store -  this is one of the best ways to get your currency fast. Just locate a store near you and bring your ID. It's a good idea to call ahead to check their rates and to make sure they have enough Singapore dollars in stock.
  3. Overseas - Sometimes it can actually be cheaper to buy your Singapore dollars abroad. In Singapore itself, they have very competitive money changers if you are willing to go out of your way to find them.
  4. International money transfers - If you are sending money from Australia to Singapore, using a money transfer service like Wise or OFX is a great way to convert your currency. These online services are a much cheaper option than using an Australian bank.
  5. Travel money cards - These cards used to have terrible exchange rates and a heaps of hidden fees. While this is still the case with most bank travel cards, there are much better options available. These include Revolut, Wise and the 28 Degrees card.

About Singapore Dollars

Singapore dollar banknotes consist of $2, $5, $10, $50, $100, $1,000 and $10,000.
Country Singapore
Official Currency Singapore Dollar
Currency Code SGD
Currency Symbol $
Banknote Denominations $2, $5, $10, $50, $100, $1,000 and $10,000
Coin Denominations 5¢, 10¢, 20¢, 50¢, $1, and $2
In Stock Yes
Current Rate 0.882

In Singapore The Brunei Dollar (BND) is also legal tender and can also be spent here. Under the Currency Interchangeability Agreement Singapore dollars can be used in Brunei and vice versa, at a 1:1 exchange rate. Which means one Brunei dollar gets ones Singapore dollar.

What Currency is Used in Singapore

Singapore Dollar SGD banknotes and coins

The official currency in Singapore is the Singapore Dollar, listed on the international markets as SGD, with the symbol $ or S$ (colloquially called the Sing dollar or simply the sing). The Singapore dollar is made up of 100 cents. It has five coin denominations of five cents, ten cents, twenty cents, fifty cents, and $1.

Banknotes are available in $2, $5, $10, and $50. Banknotes that are rarely used include $100, $500, $1000, and $10,000. Coins and notes are issued by the Monetary Authority of Singapore.

Can I Use Australian Dollars in Singapore?

While some shopping centres and hotels accept Australia Dollars, along with US Dollars, Japanese Yen, Pounds Sterling, and even traveller’s cheques, you probably won't get the same value as you would exchanging currencies.

You’ll need SGD for smaller venues, like hawker’s centres, so it’s best to exchange your foreign cash through a bureau de change and get a better rate of exchange.

Thanks to an agreement with Brunei, the Brunei currency is also legal tender in Singapore, although you might have trouble paying with Brunei coins. One Brunei dollar equals one SGD.

Do I Need Cash in Singapore?

The city-state is as tech-savvy as Australia when it comes to payment systems, so you should be able to get by without needing cash for many expenses. International debit and credit cards are broadly accepted.

But it’s always handy to have a bit of spare change on hand, especially if you find yourself shopping at markets or eating at hawker’s centres.

Where is the Singapore Dollar accepted

Singapore is a city-state in Southeast Asia, found off the southern coast of Malaysia.

The Singapore dollar is the official currency of the Republic of Singapore.  Singapore has one of the strongest economies in the world, which has made the Singapore dollar one of the most widely traded currencies.

Cash is still heavily used in Singapore. It is the preferred payment method for small-value transactions, be it at hawker centres, street food, convenience shops or for taxi fares.

Learn more: Can you use Australian Dollars in Singapore?

Where can I use my Singapore dollar?
Updated: Posted on