5 best debit cards for travel

The 5 Best Travel Debit Cards to Use Overseas in 2022

Debit cards make life much simpler for many Australians, so taking them overseas is a natural thought, but which is the best debit card for travel for Australians in 2022?

Using your own Australian debit card overseas is extremely handy for paying for shopping, taxis, corner shops and withdrawing cash at ATMs. It is a great option as long your bank does not charge fees for foreign transactions or ATM withdrawals.

So how do you find out quickly where to get one of these debit cards? To save you lots of time, we have compared a large number of debit cards for overseas travellers and have summarised their best points.

Best 5 Debit Cards for Travel for Australians in 2022:

Wise Travel Card - Best Exchange Rates

Best Features

  • 40+ currencies available
  • Best exchange rates globally
  • One of the lowest conversion fee on the market
  • No international transaction fees
  • No annual or monthly fees
  • Extremely low costs to send money overseas

Revolut - Best for Low Fees

Best Features

  • 27+ currencies available
  • One of the best exchange rates globally
  • No international transaction fees
  • No annual or monthly fees for standard membership
  • No initial card fee
  • Instant access to a range of cryptocurrencies

Macquarie Transaction Account Debit Card

Best Features

  • No monthly fees
  • No initial card fee
  • No foreign transaction fee
  • No ATM fees in Australia
  • No ATM fees overseas
  • Contactless limit with no PIN up to $200 per transaction
  • Joint accounts available
  • Get discounts of up to 10% on eGift cards to use at over 50 leading retailers

HSBC Everyday Global Debit Card

Best Features

  • No initial card or closure fees
  • No monthly or account fees
  • No international transaction fees
  • No international ATM fees
  • No cross currency conversion fees
  • Lock in very competitive exchange rates before travel
  • No maximum balance
  • Earn 2% cashback

ING Orange Everyday Account Debit Card

Best Features

  • No ATM fees
  • No international transaction fees
  • No initial card fee
  • No account keeping fees
  • Can be used in Australia with no additional costs
  • No fees for paying via bank transfer or Bpay
  • Transfer limits can be set by user

Learn more about the best travel money, credit and prepaid cards for travel

FAQs

What is the difference between a debit card and a travel card?

The difference between a debit card and a travel card is that you preload a travel card with foreign currency before you leave. The exchange rate is set for your time overseas. Most preloaded currency cards have 10 different currencies on them for you to choose from.

A debit card only has Australian dollars in it. You pay a currency conversion fee every time you make an online overseas purchase or pay with your debit card overseas.

More Travel Card Guides

Learn more about the best travel money cards for your holiday destination.