5 Best Travel Money Card for Europe

The 5 Best Travel Money Cards for Europe in 2022

Europe is one of Australia’s favourite destinations and with all its attractions, weather and food it's not hard to see why thousands of Australians each year.

In Europe you are likely to pay for accommodation, food, transport and entertainment as well as withdraw cash from ATMs with your card.

So which is the best travel card to take with you? It's easy, to save you lots of time, we have compared a large number of travel cards to take to Europe for Australians in 2022 and have summarised their best points.

Best 5 Travel Money Cards for Europe in 2022:

Wise Multi Currency Prepaid Card - Best Exchange Rates

Best Features

  • 40+ currencies available
  • Best exchange rates globally
  • One of the lowest conversion fee on the market
  • No international transaction fees
  • No annual or monthly fees
  • Extremely low costs to send money overseas

Revolut Travel Card

Best Features

  • 27+ currencies available
  • One of the best exchange rates globally
  • No international transaction fees
  • No annual or monthly fees for standard membership
  • No initial card fee
  • Instant access to a range of cryptocurrencies

Bankwest Breeze Platinum Credit Card - Lowest Interest Rate

Best Features

  • Lowest interest rate at 9.90%
  • No international transaction fees on purchases
  • Up to 55 days interest free on purchases
  • Low annual fee
  • Complimentary international travel insurance
Bankwest Breeze Platinum Credit Card is one of the 5 travel money cards for Europe in 2022

ING One Low Rate Credit Card - No Annual Fee

Best Features

  • No annual fee
  • No international transaction fees on purchases
  • Up to 45 days interest free on purchases
  • Lowest cash advance interest rate of 11.99%
  • Use instalment plans to pay off your purchases over time at a lower interest rate
ING One Low Rate Credit card is one of the five top travel money cards for Europe in 2022

Macquarie Transaction Debit Card - ATM Withdrawals

Best Features

  • No ATM fees overseas or ATM fees in Australia
  • No monthly fees or initial card fees
  • No foreign transaction fee
  • Contactless limit with no PIN up to $200 per transaction
  • Joint accounts available
Macquarie Transaction card is one of the top 5 travel money cards to take to Europe

Learn more about the best credit, debit and prepaid cards for travel

FAQs

Which travel card is best for Europe?

The best travel card for Europe does not charge for international transactions, has a very competitive currency exchange rate for Euro, does not charge for cash withdrawals at ATMs and you are able to use it within Australia as well. We suggest taking at least one credit card, like the BankWest Platinum Breeze or the ING One Low Rate and one debit card linked to foreign currencies at competitive rates like the Wise Multi Currency and Citibank Plus Global Currency. In addition we recommend taking a back up ATM card like the Macquarie Transaction debit card to reduce the cost of ATM withdrawals around Europe.

Should I take Euros with me?

Yes you should, ordering euro from S Money will be cheaper than withdrawing money from an ATM overseas. In fact, taking both cash and a card can be a great way to bring money to Europe. It is also more convenient to have cash on you before you arrive, one less thing to do in the airport when you arrive. Finally it's handy to have cash to tip, for smaller purchases or transport.

More Travel Card Guides

Learn more about the best travel money cards for your holiday destination.