5 Best Travel Money Card for Europe

The 5 Best Travel Money Cards for Europe in 2022

Europe is one of Australia’s favourite destinations and with all its attractions, weather and food it's not hard to see why thousands of Australians each year.

In Europe you are likely to pay for accommodation, food, transport and entertainment as well as withdraw cash from ATMs with your card.

So which is the best travel card to take with you? It's easy, to save you lots of time, we have compared a large number of travel cards to take to Europe for Australians in 2022 and have summarised their best points.

Best 5 Travel Money Cards for Europe in 2022:

Wise Multi Currency Prepaid Card - Best Exchange Rates

Best Features

  • Best exchange rate for Euros (EUR) globally
  • No international transaction fees
  • No annual, monthly, initial card, loading or unloading fees
  • One of the lowest conversion fee on the market
  • Extremely low costs to send money overseas
Wise Multi Currency Card is one of the 5 best travel money cards for Europe in 2022

Citibank Plus Everyday Debit Card - Best All Rounder

Best Features

  • Hold and spend euro at competitive exchange rates
  • No monthly or initial card fee
  • No foreign transaction fees
  • No ATM fees in Australia at major banks
  • No ATM fees overseas at major banks
Citibank Everyday Plus is one of the top 5 travel money cards for Europe in 2022

Bankwest Breeze Platinum Credit Card - Lowest Interest Rate

Best Features

  • Lowest interest rate at 9.90%
  • No international transaction fees on purchases
  • Up to 55 days interest free on purchases
  • Low annual fee
  • Complimentary international travel insurance
Bankwest Breeze Platinum Credit Card is one of the 5 travel money cards for Europe in 2022

ING One Low Rate Credit Card - No Annual Fee

Best Features

  • No annual fee
  • No international transaction fees on purchases
  • Up to 45 days interest free on purchases
  • Lowest cash advance interest rate of 11.99%
  • Use instalment plans to pay off your purchases over time at a lower interest rate
ING One Low Rate Credit card is one of the five top travel money cards for Europe in 2022

Macquarie Transaction Debit Card - ATM Withdrawals

Best Features

  • No ATM fees overseas or ATM fees in Australia
  • No monthly fees or initial card fees
  • No foreign transaction fee
  • Contactless limit with no PIN up to $200 per transaction
  • Joint accounts available
Macquarie Transaction card is one of the top 5 travel money cards to take to Europe

Learn more about the best credit, debit and prepaid cards for travel

FAQs

Which travel card is best for Europe?

The best travel card for Europe does not charge for international transactions, has a very competitive currency exchange rate for Euro, does not charge for cash withdrawals at ATMs and you are able to use it within Australia as well. We suggest taking at least one credit card, like the BankWest Platinum Breeze or the ING One Low Rate and one debit card linked to foreign currencies at competitive rates like the Wise Multi Currency and Citibank Plus Global Currency. In addition we recommend taking a back up ATM card like the Macquarie Transaction debit card to reduce the cost of ATM withdrawals around Europe.

More Travel Card Guides

Learn more about the best travel money cards for your holiday destination.