Top 14 Travel Money Cards for Australians Going Overseas in 2022

Australians love to travel and a travel money card is a great tool to take on your international travel. It allows you to pay for things whilst travelling overseas, in convenient locations like shops, restaurants, hotels and ATM’s.

Travel money cards work in a similar way to Australian ATM cards, they use a pin when you purchase goods or services overseas.

In the guide we have compared lots of travel cards to give you the best travel money cards for Australians travelling overseas.


Our Top 6 Travel Money Cards:

Wise Travel Card - Best Exchange Rates

Best Features

  • 40+ currencies available
  • Best exchange rates globally
  • One of the lowest conversion fee on the market
  • No international transaction fees
  • No annual or monthly fees
  • Extremely low costs to send money overseas

Revolut - Best for Low Fees

Best Features

  • 27+ currencies available
  • One of the best exchange rates globally
  • No international transaction fees
  • No annual or monthly fees for standard membership
  • No initial card fee
  • Instant access to a range of cryptocurrencies

ING Orange Everyday Travel Card - Best Card for ATM withdrawals worldwide

Best Features

  • No ATM fees
  • No international transaction fees
  • No initial card fee
  • No account keeping fees
  • Can be used in Australia with no additional costs
  • No fees for paying via bank transfer or Bpay
  • Transfer limits can be set by user

HSBC Everyday Global Travel Card - Best Travel Card by Bank

Best Features

  • No initial card or closure fees
  • No monthly or account fees
  • No international transaction fees
  • No international ATM fees
  • No cross currency conversion fees
  • Lock in very competitive exchange rates before travel
  • No maximum balance
  • Earn 2% cashback

Bankwest Breeze Platinum - Best Credit Card

Best Features

  • Lowest interest rate at 9.90%
  • No international transaction fees on purchases
  • Up to 55 days interest free on purchases
  • Free annual fee first year, then $69 annual fee
  • Complimentary international travel insurance

Qantas Travel Money Card - Best Rewards Card

Best Features

  • No monthly fees, purchase fees and currency conversion fees
  • No load fees if you pay by bank transfer or bpay
  • Locked in exchange rates: 4%+ margin on exchange rates
  • Rewards program: Earn 1.5 Qantas points for every AU$1 spent in foreign currency

More popular travel money cards

Aside of the Top 5 travel money cards, there are many more options to consider. These include well known brands such as the Commonwealth Bank and Travelex and less known services like Up Bank and Revolut.

Here is a rundown of their best features, fees and available currencies:


What is the best travel card in Australia?

The best travel card in Australia depends on its use, for ATM withdrawals it is ING Orange, for best exchange rates it is Wise Travel Card, the best credit card is Bankwest Breeze Platinum, for overall best card by a bank its HSBC Global and the best rewards card is the Qantas Travel card .

Learn more about the best debit, credit and prepaid cards for travel

More Travel Card Guides

Learn more about the best travel money cards for your holiday destination.