5 Best Travel Money Cards for Japan

The 5 Best Travel Money Cards for
Japan in 2022

Japan is one of Australia’s favourite destinations and with all its culture, food and nature it's not hard to see why thousands of Australians visit each year.

While Japan relies heavily on cash, you are likely to pay for accommodation and restaurants with a card. So which is the best travel card to take with you?

It's easy, to save you lots of time, we have compared a large number of travel cards to take to Japan for Australians in 2022 and have summarised their best points.

Best 5 Travel Money Cards for Japan in 2022:

Wise Multi Currency Prepaid Card - Best Exchange Rates

Best Features

  • 40+ currencies available
  • Best exchange rates globally
  • One of the lowest conversion fee on the market
  • No international transaction fees
  • No annual or monthly fees
  • Extremely low costs to send money overseas

Revolut Travel Card

Best Features

  • 27+ currencies available
  • One of the best exchange rates globally
  • No international transaction fees
  • No annual or monthly fees for standard membership
  • No initial card fee
  • Instant access to a range of cryptocurrencies

HSBC Everyday Global Travel Card - Best Debit Card

Best Features

  • Great exchange rate offered for Japanese yen (JPY)
  • No fees at ATMs in Japan to withdraw cash
  • No international transaction fees
  • No initial card, closure, account keeping or monthly fees
  • No cross currency conversion fees
HSBC Global Everyday card is one of the top 5 travel money cards to take to Japan

Bankwest Breeze Platinum Credit Card - Lowest Interest Rate

Best Features

  • Lowest interest rate at 9.90%
  • No international transaction fees on purchases
  • Up to 55 days interest free on purchases
  • Low annual fee
  • Complimentary international travel insurance
Bankwest Breeze Platinum Credit Card is one of the 5 travel money cards for India in 2022

Westpac Worldwide Wallet - Best Card from Big Banks

Best Features

  • No foreign transaction fees
  • No fees on initial card, load, unload or inactivity fees
  • Competitive exchange rates for Japanese yen (JPY)
  • Free additional card
  • Flight delay pass
Westpac Worldwide Wallet is one of the five top travel money cards for Japan in 2022

Learn more about the best credit, debit and prepaid cards for travel

FAQs

What is the best travel card to use in Japan?

The best travel cards to use in Japan are the Wise Multi Currency card, which offers the best exchange rate for Japanese yen, a HSBC Global, Citibank Plus or Westpac Wallet card for ATM withdrawals and the BankWest Platinum Breeze cards for credit purchases. All of these cards do not charge an international transaction fee of 3%.

Should I bring cash or card to Japan?

You should bring both card and cash to Japan. Japan relies heavily on cash and cards are needed to pay for big items like accommodation. We advise you to buy Japanese yen before you leave and take a prepaid card like Wise, a card to withdraw money from ATMs like HSBC or Citibank and a credit card as a back up like Bankwest Breeze Platinum.

More Travel Card Guides

Learn more about the best travel money cards for your holiday destination.