Buy NZ Dollars (NZD) Always at the Best Rate
Get your currency fast 💸 Buy NZD with AUD online or in-store
Highly RegulatedCheck out 2800+ Reviews
Get your currency fast 💸 Buy NZD with AUD online or in-store
Highly RegulatedCheck out 2800+ Reviews
Compare us with other providers
See why S Money provides the best value
-
- 1.1426
- 112.47 AUD
- $3,000 AUD
- Best Price
-

- 1.0915
- 0.00 AUD
- $3,019 AUD
- $23 more expensive
-

- 1.0958
- 30.00 AUD
- $3,037 AUD
- $41 more expensive
-

- 1.0843
- 0.00 AUD
- $3,039 AUD
- $43 more expensive
-

- 1.0803
- 0.00 AUD
- $3,050 AUD
- $54 more expensive
How to buy NZ dollars
Store Collection
Pay ahead of time
Ready in 1-3 days. Then pick it up when it suits you.
Available in NSW, VIC & QLD
Post Office Collection
Collect at your local Australia post office.
Ready in less than a week.
Available Australia wide

Features
- Get more out of your money: Make the most of your trip to New Zealand by buying New Zealand Dollars (NZD) online or in-store before you fly. S Money gives you access to the best exchange rates, helping you stretch your Australian Dollars further.
- Exchange your way: Choose how you want to buy your NZD, order online for home delivery or click and collect from a local store. Whether you’re planning ahead or grabbing cash last minute, our flexible options make it easy and secure.
- Know you’re getting the best rate: S Money uses the real market rate, the same rate used between banks, so you can be confident you’re not paying unnecessary mark-ups. Compare and you’ll see why travellers trust S Money for the best AUD to NZD exchange rates in Australia.
- Convenience: You can order your New Zealand Dollars from home and have them delivered within 2–3 business days, or simply collect from a nearby branch. Fast, simple, and reliable.

| Country | New Zealand |
| Official Currency | New Zealand Dollar |
| Currency Code | NZD |
| Currency Symbol | $ |
| Banknote Denominations | $5, $10, $20, $50 and $100 |
| Coin Denominations | 10¢, 20¢, 50¢, $1 and $2 |
| In Stock | Yes |
| Current Rate | 1.1426 |
How long does it take?

- Confirm
- You’ll get a text and email once your payment is received.
- Delivery
- Orders take 2–3 business days depending on location.
- Updates
- You’ll receive notifications if there are any unexpected delays.
Buying New Zealand Dollars in Australia
Where is the best place to buy foreign currency in Australia?
If you like the reassurance of having local currency ready when you arrive in New Zealand, you have three main options:
- Buy currency online and either collect it in-store or have it delivered to your home.
- Visit a currency exchange store in person.
- As a last resort, buy currency at the airport—though this is usually the most expensive option.
Online money changers like S Money are often the easiest and most cost-effective way to buy NZD online, though you’ll need to plan ahead. Companies such as Travelex also offer online exchange services, but it can take 2–5 business days for your cash to be ready for collection or delivery.
What is the cheapest way to buy New Zealand Dollars?
In Australia, for amounts up to $5,000 AUD, it’s usually cheaper to buy NZD online. For larger amounts, visiting a city-based exchange store can allow you to compare rates and negotiate a better deal in person.
Top ways Australians can buy NZD:
- Buying online: Convenient and often the cheapest way to purchase NZD in cash. Order online, verify your ID, and choose home delivery or click and collect. Online rates usually track the real market rate.
- In-store: Ideal for quick cash. Visit a money exchange in your nearest city and check rates and stock availability beforehand.
- Overseas: Occasionally cheaper to exchange money in New Zealand itself, particularly in major cities. Best for top-ups rather than your main travel fund.
- International money transfers: If sending money from Australia to New Zealand, use a trusted service like Wise or OFX. They typically offer better rates and lower fees than banks.
- Travel money cards: Modern cards like Wise, Revolut, or 28 Degrees now offer transparent rates, multi-currency support, and app-based control for cashless travel.
Fees and Charges

Service Fee
Varies by currency and amount.

Delivery
$23 fee for Post Office collection.

Paying by Card
1.6% processing fee.
How Much Money Should You Take to New Zealand?
New Zealand is renowned for its adventurous holidays, from ski packages in Queenstown to cruises through Milford Sound. With options like bungee jumping, glacier hiking, snowboarding, and skydiving available, it’s hard to know exactly how much money you’ll need to appreciate the full Kiwi experience.
Sample daily expenses in New Zealand Dollars (NZD):

Hotel room
NZ$150–250 per night

Car hire
NZ$70–120 per day

Casual meal
NZ$20–30 per person

Coffee
NZ$4–5
If you are confused about how much money to take to New Zealand for 1, 2 or 4 weeks, read our detailed review to answer all your questions.
The cost to holiday across the Tasman is similar to Australia. To help you plan how much things cost in New Zealand read our in-depth article on currency in New Zealand.
Must Visit Places in New Zealand

Auckland
Explore the Sky Tower, vibrant waterfront, and nearby islands.

Wellington
A compact city known for its arts, Te Papa museum, and café culture.
Christchurch
See the city’s unique rebuild, botanic gardens, and nearby adventures.
Queenstown
Outdoor adventures, skiing, and stunning lake and mountain views.
Rotorua
Geothermal wonders, Maori culture, and adventure activities.
Milford Sound
A breathtaking fjord in Fiordland National Park, perfect for cruises and hikes.FAQs About New Zealand Dollars (NZD)
The strength of the NZD can fluctuate due to factors like interest rates, trade balances, commodity prices (especially dairy exports), and global market sentiment.
New Zealand’s official currency is the New Zealand Dollar (NZD), symbolised as $ or NZ$. It is the only currency legally accepted across the country for all purchases.
Yes! Many Australia Post locations offer NZD for collection. You can order online and have it delivered to your nearest post office, usually ready within a few business days.
The best place to buy NZD is usually through online currency exchange providers like S Money, which offer competitive rates, low fees, and flexible delivery options.

