Buy NZ Dollars (NZD) Always at the Best Rate

Get your currency fast 💸 Buy NZD with AUD online or in-store

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AUD/NZD
New Zealand Dollar
Collect by Tuesday
Total of $3239.27 includes fees of $0.00
You could save up to $54 see how

Rates and fees are available for online transactions only

Get your currency fast 💸 Buy NZD with AUD online or in-store

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See why S Money provides the best value

Australian Dollar
NZD
5 results found - Results rounded down to nearest available denomination
  • 1.1426
  • 112.47 AUD
  • $3,000 AUD
  • Best Price
  • 1.0915
  • 0.00 AUD
  • $3,019 AUD
  • $23 more expensive
  • 1.0958
  • 30.00 AUD
  • $3,037 AUD
  • $41 more expensive
  • 1.0843
  • 0.00 AUD
  • $3,039 AUD
  • $43 more expensive
  • 1.0803
  • 0.00 AUD
  • $3,050 AUD
  • $54 more expensive
How to Buy NZ dollars

How to buy NZ dollars

Store Collection

Pay ahead of time

Ready in 1-3 days. Then pick it up when it suits you.

Available in NSW, VIC & QLD

Post Office Collection

Collect at your local Australia post office.

Ready in less than a week.

Available Australia wide

Go In Store

Get your currency straight away

Pay in cash

Available in Sydney and Melbourne only

Exchange AUD to IDR

Features

  • Get more out of your money: Make the most of your trip to New Zealand by buying New Zealand Dollars (NZD) online or in-store before you fly. S Money gives you access to the best exchange rates, helping you stretch your Australian Dollars further.
  • Exchange your way: Choose how you want to buy your NZD, order online for home delivery or click and collect from a local store. Whether you’re planning ahead or grabbing cash last minute, our flexible options make it easy and secure.
  • Know you’re getting the best rate: S Money uses the real market rate, the same rate used between banks, so you can be confident you’re not paying unnecessary mark-ups. Compare and you’ll see why travellers trust S Money for the best AUD to NZD exchange rates in Australia.
  • Convenience: You can order your New Zealand Dollars from home and have them delivered within 2–3 business days, or simply collect from a nearby branch. Fast, simple, and reliable.
Description
The official currency of New Zealand is the New Zealand Dollar, represented by the currency code NZD and the symbol $ (or sometimes NZ$ to distinguish it from other dollars). It’s the only official currency used across New Zealand.
New Zealand banknotes in various denominations, highlighting NZD currency design
Specifications
Country New Zealand
Official Currency New Zealand Dollar
Currency Code NZD
Currency Symbol $
Banknote Denominations $5, $10, $20, $50 and $100
Coin Denominations 10¢, 20¢, 50¢, $1 and $2
In Stock Yes
Current Rate 1.1426
Can you use Australian Dollars in New Zealand?
No. Australian Dollars are not accepted in New Zealand. All purchases, from café visits to accommodation, must be paid in New Zealand Dollars (NZD). It’s best to exchange your money before leaving Australia to avoid high airport fees and poor conversion rates overseas.
Where is the New Zealand Dollar accepted?
The New Zealand Dollar is used throughout all of New Zealand, including Auckland, Wellington, Christchurch, Queenstown, and the surrounding regions. While cards are widely accepted, especially in cities, cash is still useful in smaller towns, markets, or for tipping. Having a mix of notes and coins ensures you’re covered wherever you go.

How long does it take?

How long does it take to buy IDR
Confirm
You’ll get a text and email once your payment is received.
Delivery
Orders take 2–3 business days depending on location.
Updates
You’ll receive notifications if there are any unexpected delays.

Buying New Zealand Dollars in Australia

Where is the best place to buy foreign currency in Australia?

If you like the reassurance of having local currency ready when you arrive in New Zealand, you have three main options:

  • Buy currency online and either collect it in-store or have it delivered to your home.
  • Visit a currency exchange store in person.
  • As a last resort, buy currency at the airport—though this is usually the most expensive option.

Online money changers like S Money are often the easiest and most cost-effective way to buy NZD online, though you’ll need to plan ahead. Companies such as Travelex also offer online exchange services, but it can take 2–5 business days for your cash to be ready for collection or delivery.

 

What is the cheapest way to buy New Zealand Dollars?

In Australia, for amounts up to $5,000 AUD, it’s usually cheaper to buy NZD online. For larger amounts, visiting a city-based exchange store can allow you to compare rates and negotiate a better deal in person.

Top ways Australians can buy NZD:

  1. Buying online: Convenient and often the cheapest way to purchase NZD in cash. Order online, verify your ID, and choose home delivery or click and collect. Online rates usually track the real market rate.
  2. In-store: Ideal for quick cash. Visit a money exchange in your nearest city and check rates and stock availability beforehand.
  3. Overseas: Occasionally cheaper to exchange money in New Zealand itself, particularly in major cities. Best for top-ups rather than your main travel fund.
  4. International money transfers: If sending money from Australia to New Zealand, use a trusted service like Wise or OFX. They typically offer better rates and lower fees than banks.
  5. Travel money cards: Modern cards like Wise, Revolut, or 28 Degrees now offer transparent rates, multi-currency support, and app-based control for cashless travel.

Fees and Charges

Computer monitor displaying a login screen with username and password fields, and a yellow padlock icon signifying security.

Service Fee

Varies by currency and amount.

Person carrying a package with a dollar symbol in a circle.

Delivery

$23 fee for Post Office collection.

Illustration of a bank building with banknotes and a smartphone displaying a dollar coin, symbolizing banking and finance.

Paying by Card

1.6% processing fee.

How Much Money Should You Take to New Zealand?

New Zealand is renowned for its adventurous holidays, from ski packages in Queenstown to cruises through Milford Sound. With options like bungee jumping, glacier hiking, snowboarding, and skydiving available, it’s hard to know exactly how much money you’ll need to appreciate the full Kiwi experience.

Sample daily expenses in New Zealand Dollars (NZD):

Blue Building Icon

Hotel room

NZ$150–250 per night

Blue Car Icon

Car hire

NZ$70–120 per day

Blue Salad Bowl Icon

Casual meal

NZ$20–30 per person

Blue Hot Coffee Icon

Coffee

NZ$4–5

If you are confused about how much money to take to New Zealand for 1, 2 or 4 weeks, read our detailed review to answer all your questions.

The cost to holiday across the Tasman is similar to Australia. To help you plan how much things cost in New Zealand read our in-depth article on currency in New Zealand.

Must Visit Places in New Zealand

FAQs About New Zealand Dollars (NZD)

The strength of the NZD can fluctuate due to factors like interest rates, trade balances, commodity prices (especially dairy exports), and global market sentiment.

New Zealand’s official currency is the New Zealand Dollar (NZD), symbolised as $ or NZ$. It is the only currency legally accepted across the country for all purchases.

Yes! Many Australia Post locations offer NZD for collection. You can order online and have it delivered to your nearest post office, usually ready within a few business days.

The best place to buy NZD is usually through online currency exchange providers like S Money, which offer competitive rates, low fees, and flexible delivery options.