Justin Rampono

Justin is a financial services professional with over 20 years of experience in foreign exchange. He has worked in all levels of industry from banks to corporates to startups.

Most recently, he founded, built and sold, and


FINSIA Graduate Diploma ­ Applied, Finance and Investment 2002 - 2006 Curtin University Bachelor of Commerce (B.Com.), Accounting and Finance 1996 - 2000

Previous Experience

The Currency Shop
Helping clients save money by comparing exchange rates from foreign exchange companies and driving them better deal.

Articles written by Justin Rampono

Best 3 Prepaid Travel Cards for Australia in 2022

Best Prepaid Travel Cards in 2024

Prepaid travel cards are a popular and convenient option to include in your wallet. Travel money cards allow you to buy currency at a set exchange rate before you leave so you can withdraw money or make purchases overseas. They offer a convenient and secure way to handle your money abroad, helping you avoid the pitfalls of carrying large amounts of cash or dealing with hefty foreign transaction fees on credit cards.  So how do you find out quickly where to get one of these prepaid cards? To save you time, we have compared 5 prepaid cards for overseas travellers […]

5 best debit cards for travel

Best Debit Cards for Overseas Travel

Traveling abroad can be an exciting adventure, but managing your finances while overseas can sometimes be challenging. One of the best ways to ensure you get the most out of your money is by using a travel debit card. In this guide, we’ll cover everything you need to know about the top travel debit cards in 2024, highlighting their key features, benefits, and how to choose the right one for your needs.

The best credit cards for Travel

Best Credit Cards for Travel in 2024

Credit cards are an obvious choice for traveling due to their convenience. Choosing the right credit card for travel can significantly improve your travel experience. It provides benefits such as rewards, travel insurance, and low foreign transaction fees. In this comprehensive guide, we’ll explore the best credit cards for Australians traveling in 2024, discussing their features and benefits and how to choose the right one for your needs.  

Best Travel Money Cards in 2024

Planning your next international adventure from Australia? Choosing the right travel money card can impact your ability to manage finances abroad effectively. Whether you’re exploring the bustling streets of New York City, relaxing on the beaches of Bali, or skiing in the Swiss Alps, having a reliable payment method that minimizes fees and offers competitive exchange rates is great for a stress-free travel experience. With the right travel money card in hand, you can easily make payments whilst traveling overseas. They make paying easier for shops, restaurants, hotels, and ATMs. In this guide, we have compared travel money cards to […]

Inflation, Interest Rates and the Australian Dollar: How they are all connected

  This week, the Australian dollar moved higher after recently released figures showed that inflation was on the rise. In fact, across the globe, exchange rates have been adjusting recently to higher than expected surges in inflation. But why does inflation change the value of the Australia dollar? Well, it’s because inflation and expectations of inflation have a direct influence on interest rates. Interest rates in turn, have a big impact on the value of a currency. This makes inflation, interest rates and the Australian dollar all connected. According to the Reserve Bank of Australia (RBA), inflation is:  An increase […]

The Australian Dollar rises above 75 cents as inflation increases

  The AUD to USD exchange rate rose above 75 cents for only the second time since the end of July. At 12:50pm, the CPI or inflation data was released. It showed that prices in Australia are rising faster than previously forecasted. Here are some of the key points: Consumer prices rose 0.8 per cent during the September quarter (July, August and September). Prices are 3% higher than a year earlier. The increase was largely because of fuel which increased 7.1% and rising house prices which increased 3.3%. Interest rates are one of the big drivers of Australian dollar. Right […]