Justin Rampono

Justin is a financial services professional with over 20 years of experience in foreign exchange. He has worked in all levels of industry from banks to corporates to startups.

Most recently, he founded, built and sold, and


FINSIA Graduate Diploma ­ Applied, Finance and Investment 2002 - 2006 Curtin University Bachelor of Commerce (B.Com.), Accounting and Finance 1996 - 2000

Previous Experience

The Currency Shop
Helping clients save money by comparing exchange rates from foreign exchange companies and driving them better deal.

Articles written by Justin Rampono

2024 Australian Dollar Forecasts

Australian Dollar Forecasts for 2024 Track the Australian dollar The Australian dollar’s (AUD) performance will be driven by a diverse range of factors in 2024. The Australian dollar (AUD) is one of the most heavily traded currencies in the world, with its value influencing the decisions of individuals, businesses and government. Exchange rates are notoriously volatile with the AUD’s performance driven by factors including Australia’s interest rates, inflation, terms of trade, and risk sentiment. While the value of the AUD is typically measured against the US dollar (USD) – which is the world’s principal reserve currency – the AUD’s value […]

International transaction fees

How to Avoid International Transaction Fees

Are you planning a much-deserved trip abroad? Or have you just returned from a lovely relaxing holiday, only to be shocked when opening your card statement? What in the world are all these extra fees?!! I’ve been there myself. I had no idea an innocent online shopping spree or overseas trip could come with so many “uninvited guests”.

Card Fees

NAB International Transaction Fee

So, you’ve come across this guide, likely because you’ve had that all-too-familiar sinking feeling after seeing those unexpected charges on your card statement. Whether those fees appeared after an overseas trip or a virtual shopping spree, they have a knack for taking you by surprise. Or you’re gearing up for an upcoming holiday and want to make sure your hard-earned money stays in your pocket, where it belongs.

International transaction fees

CommBank International Transaction Fee

I’m going to assume that you’ve made your way to this page because you’ve found some unexpected charges on your card statement, either on return from your trip overseas or after spending too much online. Or maybe you’re planning a trip and want to ensure you don’t waste your hard-earned money.

Credit Card

Credit Cards With No International Fees

Tired of those hidden fees that pop up whenever you’re making purchases abroad or even just shopping online? We get it – those charges can quickly add up and become a real headache. Imagine being hit with a 3% foreign transaction fee every single time you make a purchase. It’s a frustration many travellers and online shoppers are all too familiar with and fed up with.