S Money Currency Exchange Sydney Store

Money exchange, located at Circular Quay in the Sydney CBD

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Rates and fees are available for online transactions only

Highly Regulated2700+ Reviews

The S Money Sydney CBD store is located at Wharf 6, Circular Quay.
The store is on the wharf nearest to The Museum of Contemporary Art at The Rocks.

It is open 9am to 5pm - Monday to Friday.

S Money Sydney Store

The Rest of New South Wales

If you don't live in Sydney - we can still help you. S Money can delivery to every address in Australia through a premium, secure delivery service through StarTrack by Australia Post.

Post Office Collection

Secure and convenient pick up from your local post office at a flat fee of $19.

  • When: Once we receive your payment, it usually takes 3-5 business days depending on where you are in Australia
  • Delivery Zones: Australia wide
  • Open times: Each post office has its own opening times. Most are open on a Saturday.
  • Take your time: Once your order arrives, you have 2 weeks to collect it.
Post office worker with adhesive paper bags

Compare us with other providers

See why S Money provides the best value

Australian Dollar
5 results found - Results rounded down to nearest available denomination
  • 0.6567
  • 55.93 AUD
  • $3,000 AUD
  • Best Price
  • 0.6417
  • 0.00 AUD
  • $3,012 AUD
  • $13 more expensive
  • 0.6320
  • 0.00 AUD
  • $3,059 AUD
  • $60 more expensive
  • 0.6312
  • 30.00 AUD
  • $3,092 AUD
  • $93 more expensive
  • 0.6229
  • 0.00 AUD
  • $3,103 AUD
  • $104 more expensive

Why you get best currency exchange rates in Sydney

Heading into the Sydney CBD to buy or sell currency may be very different to what you expect.

Many of the places to exchange currency closed in the last couple of years. The major banks no longer offer any currency exchange.

We visited over a dozen money exchange locations across the Sydney CBD and compared their fees and services to find the best currency exchange rates.

  1. S Money has the best currency exchange rates and offer both store collection or home delivery.
  2. United Currency Exchange has the very good rates but it's hard to find
  3. Crown Currency and Travel Money Oz have the most convenient stores in the middle of the city but their rates are not as sharp
  4. Travelex has the most stock on hand, particularly for less common currencies
  5. Smaller stores in Haymarket have the best deals when it comes to selling currency
Map of Currency Exchange Stores in Sydney

Fees and Charges

Service Fee

The Service Fee depends on the currency and amount you order.

Delivery

$23 fee for Post Office collection

Paying by card

Card payments are subject to a processing fee of 1.6%.

US dollar banknotes

US dollars

Australians buy more US dollars than any other currency.

The best places to buy US dollars in Sydney is in Haymarket, within the CBD. There are the most stores here, the exchange rates are better and the fees are lower.

The more US dollars you are buying, the more you can negotiate a better deal when dealing with money changers over the counter.

If you can't make into the city, you can also order US dollars online and have it delivered.

euro banknotes

Euros

More Australians head to Europe than any other continent thanks to popular tourist destinations like France and Italy.

Some of the best places to buy euros in Sydney are in Chinatown within the CBD. These money changers have a good level of stock, range of denominations and are open to negotiation if you are purchasing a larger amount.

If you live outside of the major cities, you can also order euros online and have it delivered.

japanese yen banknotes

Japanese Yen

If you have ever been to Japan, you'll know that you need to take some cash. Cards aren't accepted as much as in Australia.

If you're looking for where to buy yen in Sydney, the best places are the smaller independent money changers, located in the city. These currency exchange stores have the best exchange rates because they have the most competition.

The more yen you are buying, the more you can negotiate a better deal when dealing with money changers over the counter.

If you live outside of the major cities, you can also order yen online and have it delivered.

Currency Exchange in Sydney

In the last 2 years, many of the existing currency exchange stores in Sydney have closed due to lockdowns and border closures. This table lists the stores that remained along with new money exchanges in Sydney that have opened recently.

Currency Exchange Location Contact
United Currency Exchange Shop 14, 1 Dixon Street (02) 8964 6914
S Money Wharf 6, Circular Quay, Sydney 1300 50 10 80
Changjiang Currency Exchange 13 Goulburn Street (02) 8883 1888
City Exchange Mart 636 George St (02) 9283 9695
Travelmate 525 George Street (02) 8021 0945
Travel Money Oz Mid City Centre, 197 Pitt St 1300 035 797
Bloom Forex 389-391 Sussex St (02) 9304 0191
Boyang Foreign Exchange 410 Sussex St (02) 9304 0191
City Forex Shop K1, 464-480 Kent St (02) 9269 0115
Crown Currency Shop 2021, Level 2 Westfield Sydney (02) 8278 7980

Frequently asked questions

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A

How do I get my currency?

You can either

  1. Order online and collect your currency at one of our store collection locations or at your local post office
  2. Head into one of our stores to buy or sell currency
A

When will my currency be ready for pick up or delivered?

We process your order as soon as we’ve received payment and we try our best to get this to you.

Express Pickup orders placed before 11am are ready on the same day. Orders after 11am are ready the following business day.

Store Collection orders are available on within 1-3 business day  – once we have received your payment.

Post Office Collection orders usually arrive the within 2-4 business days – once we have received your payment.

You will be notified by email and text as soon as your currency is ready for collection or delivery.

A

Where are your stores?

We have stores in Sydney and Melbourne plus a number of collection locations across NSW, VIC, QLD and WA.

With these collection locations, you must order online and pay before you head into store.

If you don’t live in these areas, we offer safe, fast home delivery to every address in Australia.

 

The S Money Melbourne CBD store is located at 44 Spencer Street, Melbourne VIC 3000.

The store is right next to the Great Southern Hotel and less than 100 metres from Southern Cross Train Station.
It is open 9am to 5pm – Monday to Friday.

 

The S Money Sydney CBD store is located at Wharf 6, Circular Quay.
The store is on the wharf nearest to The Museum of Contemporary Art at The Rocks.
It is open 9am to 5pm – Monday to Friday.

A

I have foreign currency I want to sell in exchange for Australian dollars

You can sell us your foreign currency at our Melbourne or Sydney store.

A

How do I pay for my currency?

In-Store

If you walk in-store, you can pay in cash or by debit card.

 

Online orders

For store collection and home delivery orders, you will receive an email with instructions on how to pay.

Most customers pay us by an internet banking transfer, PayID, Osko or debit card.

Payments must be made from an account in your name and not from a business account.

A

How much can I order?

We don’t have a minimum order amount.

For Post Office Collection orders, you can order up to $5,000 AUD in one order, and up to $9,500 AUD per day.

For Store Pick orders, you can order up to $20,000 AUD in one order.

A

Can I tell you what denominations I want?

Yes! For popular currencies, click Request Denominations when getting a quote.

Please note – denominations requests are not available on all currencies and are not guaranteed. We do our very best to provide the mix of notes you want but it really depends on what stock we have at the time.

These requests are performed on a best efforts basis.

A

Are there any fees?

Our fees depend on the currency and amount you order.

We aim to be upfront and transparent about what we charge and what it’s for.

Unlike other businesses we don’t try to hide this charge in the exchange rate. All orders will incur a service fee. This covers the cost of buying the currency and GST, along with a small profit.

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