Buy Indian Rupee (INR) Online or In-Store

Name: Buy Indian Rupees Dollars Online
Brand: S Money
Rating: 4.7 (2760 reviews)

AUD/INR

Exchange

You Get

Indian Rupee

Collect by Wednesday

Total of ₹104672.89 includes fees of $0.00

You could save up to $321

Rates and fees are available for online transactions only

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3 results found - Results rounded down to nearest available denomination

Exchange Rate 57.1983
Service fee
We don't compare delivery or card fees because not all providers and banks offer these services.
129.08 AUD
₹107,000 INR costs you $2,000 AUD
Best Price

Exchange Rate49.2589
Service fee 0.00 AUD
₹107,000 INR costs you $2,172 AUD
$172 more expensive

Exchange Rate46.1034
Service fee 0.00 AUD
₹107,000 INR costs you $2,321 AUD
$321 more expensive

Get more out of your money: Make the most of your trip to India by buying Indian Rupees (INR) online or in-store before you travel. S Money gives you access to the best exchange rates, helping your Australian Dollars stretch further.
Exchange your way: Choose how you want to buy INR whether order online for home delivery or click and collect from a local store. Whether you’re planning ahead or need cash quickly, our flexible options make it easy and secure.
Know you’re getting the best rate: S Money uses the real market rate, the same one used between banks, so you’re not paying unnecessary mark-ups. Compare and you’ll see why travellers trust S Money for the best AUD to INR exchange rates in Australia.
Convenience: Order your Indian Rupees from home and have them delivered within 2–3 business days, or collect from a nearby branch. Fast, simple, and reliable.

Description

Specifications

Country	India
Official Currency	Indian Rupee
Currency Code	INR
Currency Symbol	₹
Banknote Denominations	₹10, ₹20, ₹50, ₹100, ₹200 and₹500. ₹2 and ₹5 also exist, but are uncommon
Coin Denominations	₹1, ₹2, ₹5, and ₹10. 50 paise ₹20 also exist but these are rarely used
In Stock	Yes
Current Rate	57.1983

Can You Use Australian Dollars in India?

No, Australian Dollars (AUD) are not accepted in India. All transactions whether from hotel stays to local market purchases, must be paid in Indian Rupees (INR). It’s best to exchange your money before leaving Australia to avoid poor exchange rates and high fees at airports or overseas money changers.

Where is the Indian Rupee Accepted?

The Indian Rupee is used throughout all Indian states and union territories, including popular destinations like Delhi, Mumbai, Goa, Kerala, and Rajasthan. While cards are increasingly accepted in hotels and major stores, cash is still essential for smaller towns, taxis, local markets, and street food vendors. Keeping a mix of small notes and coins will make your trip smoother.

Where is the best place to buy foreign currency in Australia?

If you like the reassurance of having local cash ready when you land in India, you have three main options:

Buy currency online and collect it in-store or have it delivered to your home.
Visit a currency exchange store in person.
Avoid buying at the airport, as rates are usually much worse.

Online providers like S Money are often the easiest and cheapest way to buy foreign currency. Services like Travelex also offer online orders, but it usually takes 2–5 business days for pick-up or delivery, so plan ahead.

Learn more: The Best Places to Buy Indian Rupee in Australia

What is the cheapest way to buy Indian Rupees?

In Australia, for amounts up to $5,000, it’s generally cheaper to buy Indian Rupees online. For larger amounts, it can be worth visiting a city-based exchange to negotiate a better rate.

Here are five top ways Australians can buy INR right now:

Buying online – Order securely from your computer or phone. ID verification is required. Online rates (e.g. S Money) are often closest to the real market rate.
In-store – Ideal if you need INR fast. Just check rates and stock availability before you go.
Overseas – Exchanging AUD in India can sometimes be cheaper, especially in big cities, but avoid airports or tourist traps.
International money transfers – For sending funds to India, use services like Wise or OFX for low fees and better rates than banks.
Travel money cards – Options like Revolut, Wise, or 28 Degrees let you hold and spend INR digitally. They’re great for travellers who prefer going cashless.

Delhi

The capital city blends ancient history and modern energy. Don’t miss the Red Fort, Qutub Minar, and Chandni Chowk.

Agra

Home to the iconic Taj Mahal, one of the Seven Wonders of the World.

Jaipur

Known as the “Pink City,” full of royal palaces, forts, and colourful markets.

Kerala

Cruise through peaceful backwaters and enjoy lush greenery and Ayurvedic wellness.

Mumbai

India’s financial and entertainment capital, full of life, food, and culture.

What is the currency used in India?

India’s official currency is the Indian Rupee (INR), represented by the symbol ₹.

What are the denominations of Indian currency?

Banknotes: ₹10, ₹20, ₹50, ₹100, ₹200, ₹500, ₹2,000
Coins: ₹1, ₹2, ₹5, ₹10, ₹20

How much cash should I bring to India?

It depends on your travel plans and spending style. On average, ₹3,000–₹7,000 per day is comfortable for most visitors, covering meals, transport, entry fees, and small shopping. Major cities and tourist destinations widely accept cards, but cash is still preferred in rural areas, markets, and smaller towns, so it’s best to keep a mix of both.

How much Indian currency can I take into India?

If you’re a resident of India returning home, you can bring in up to ₹25,000 in Indian currency notes. If you’re a foreign tourist or non-resident, you’re generally not permitted to bring Indian rupees into the country beyond this ₹25,000 limit.

Buy Indian Rupee (INR) Always at the Best Rate