Buy Canadian Dollars Always at the Best Rate

Get your currency fast 💸 Buy Canadian Dollars online or in-store

Highly RegulatedCheck out 2800+ Reviews

AUD/CAD
Canadian Dollar
Collect by Wednesday
Total of $2585.42 includes fees of $0.00
You could save up to $88 see how

Rates and fees are available for online transactions only

Get your currency fast 💸 Buy Canadian Dollars online or in-store

Highly RegulatedCheck out 2800+ Reviews

Compare us with other providers

See why S Money provides the best value

Australian Dollar
CAD
5 results found - Results rounded down to nearest available denomination
  • 0.9110
  • 109.70 AUD
  • $3,000 AUD
  • Best Price
  • 0.8622
  • 0.00 AUD
  • $3,050 AUD
  • $53 more expensive
  • 0.8712
  • 30.00 AUD
  • $3,049 AUD
  • $52 more expensive
  • 0.8595
  • 0.00 AUD
  • $3,060 AUD
  • $63 more expensive
  • 0.8524
  • 0.00 AUD
  • $3,085 AUD
  • $88 more expensive
How to Buy Canadian Dollars

How to Buy Canadian dollars

Store Collection

Pay ahead of time

Ready in 1-3 days. Then pick it up when it suits you.

Available in NSW, VIC & QLD

Post Office Collection

Collect at your local Australia post office.

Ready in less than a week.

Available Australia wide

Go In Store

Get your currency straight away

Pay in cash

Available in Sydney and Melbourne only

Exchange AUD to IDR

Features

  • Get more out of your money: Make the most of your trip to Canada by buying Canadian Dollars (CAD) online or in-store before you fly. S Money gives you access to the best exchange rates, helping you stretch your Australian Dollars further.
  • Exchange your way: Choose how you want to buy your CAD, order online for home delivery or click and collect from a local store. Whether you’re planning ahead or grabbing cash last minute, our flexible options make it easy and secure.
  • Know you’re getting the best rate: S Money uses the real market rate, the same one used between banks, so you know you’re not paying unnecessary mark-ups. Compare and you’ll see why travellers trust S Money for the best AUD to CAD exchange rates in Australia.
  • Convenience: You can order your Canadian Dollars from home and have them delivered within 2–3 business days, or simply collect from a nearby branch. Fast, simple, and reliable.
Description

The official currency of Canada is the Canadian Dollar, represented by the currency code CAD and the symbol $ (or sometimes C$ to distinguish it from other dollars). It’s the only official currency used across the country.

Canadian banknotes are colourful, durable, and made of polymer, featuring national icons and important figures in Canadian history. You’ll also find coins with unique nicknames like the “Loonie” ($1) and “Toonie” ($2).

Several Canadian $50 bills stacked together showing red color, maple leaf symbol, and visible serial numbers representing Canadian currency
Specifications
Country Canada
Official Currency Canadian dollar
Currency Code CAD
Currency Symbol $
Banknote Denominations $5, $10, $20, $50 and $100
Coin Denominations 5¢, 10¢, 25¢, 50¢, $1, and $2
In Stock Yes
Current Rate 0.911
Pennies are being phased out, purchases are rounded to the nearest nickel. The $1 coin is known as a 'loonie' and $2 a 'toonie'.
Can you use Australian Dollars in Canada?
No, Australian Dollars are not accepted in Canada. All purchases, from hotel stays to your morning coffee, must be paid in Canadian Dollars (CAD). It’s best to exchange your money before leaving Australia, so you can avoid high airport fees and poor conversion rates overseas.
Where is the Canadian Dollar accepted?

The Canadian Dollar is used across all provinces and territories, including Ontario, British Columbia, Quebec, Alberta, and beyond. Canada is the only country that uses CAD as its official currency.

While cards are widely accepted, especially in major cities, you’ll still need cash in smaller towns, local markets, or for tips and public transport. Having a mix of notes and coins ensures you’re covered wherever you go.

How long does it take?

How long does it take to buy IDR
Confirm
You’ll get a text and email once your payment is received.
Delivery
Orders take 2–3 business days depending on location.
Updates
You’ll receive notifications if there are any unexpected delays.

Buying Canadian Dollars in Australia

Where is the best place to buy foreign currency in Australia?

If you like the reassurance of having the local currency ready as soon as you arrive in Canada, there are three main ways to buy Canadian Dollars (CAD) before you travel:

  • Buy currency online and either collect it in-store or have it delivered to your home.
  • Visit a currency exchange store in person.
  • As a last resort, buy currency at the airport — though it’s usually the most expensive option.

Online money changers like S Money are often the easiest and cheapest way to buy foreign currency online, though you’ll need to plan ahead. Companies such as Travelex also offer online exchange services, but it can take two to five business days for your cash to be ready for collection or delivery.

 

What is the cheapest way to buy Canadian Dollars?

In Australia, for amounts up to $5,000, it’s usually cheaper to buy Canadian Dollars online. For larger amounts, it’s worth heading to a city-based exchange store where you can compare rates and even negotiate a better deal in person.

The key to finding the best value is to compare all your options. Here are the top five ways Australians can buy CAD right now:

  1. Buying online – The most convenient way to purchase CAD in cash. Order online through a site like S Money, verify your ID, and choose home delivery or click and collect. Online rates are usually the closest to the real market rate.
  2. In-store – Ideal if you need cash quickly. Visit a money exchange in your nearest city and remember to check rates and stock availability before heading in.
  3. Overseas – It can occasionally be cheaper to exchange currency in Canada itself, particularly in major cities like Toronto or Vancouver. However, you’ll need Australian Dollars to begin with, so this works best for top-ups rather than your main travel fund.
  4. International money transfers – If you’re sending money from Australia to Canada, use a trusted transfer service such as Wise or OFX. These platforms typically offer much better exchange rates and lower fees than traditional banks.
  5. Travel money cards – Once plagued by poor rates and hidden charges, travel cards have improved. Options like Wise, Revolut, and 28 Degrees now offer transparent rates, multi-currency support, and app-based control for travellers who prefer going cashless.

Fees and Charges

Computer monitor displaying a login screen with username and password fields, and a yellow padlock icon signifying security.

Service Fee

Varies by currency and amount.

Person carrying a package with a dollar symbol in a circle.

Delivery

$23 fee for Post Office collection.

Illustration of a bank building with banknotes and a smartphone displaying a dollar coin, symbolizing banking and finance.

Paying by Card

1.6% processing fee.

How Much Money Should You Take to Canada?

Before exchanging your Australian Dollars, it’s a good idea to plan how much Canadian Dollars (CAD) you’ll need for your trip. Costs in Canada can vary depending on your travel style and the cities you’re visiting. If you’re travelling on a budget, expect to spend around $120 AUD per day, while a more comfortable or luxury holiday could see your daily costs reach $400 AUD or more.

To give you a clearer idea, here are some average prices in Canadian Dollars (CAD):

Blue Building Icon

Hotel room

CA$150–250 per night

Blue Car Icon

Car hire

CA$80–120 per day

Blue Salad Bowl Icon

Casual meal

CA$20–30 per person

Blue Hot Coffee Icon

Coffee

Around CA$4

These estimates will vary based on the season and location. For instance, winter travel in ski destinations like Whistler can cost significantly more, while visiting smaller towns or national parks may stretch your budget further.

Must Visit Places in Canada

If you’re heading to Canada, you’re in for an unforgettable adventure. From cosmopolitan cities to jaw-dropping natural landscapes, there’s something for every traveller.

FAQs About Canadian Dollars

a

What is the currency used in Canada?

The official currency of Canada is the Canadian Dollar (CAD), often represented by the symbol $ or C$ to distinguish it from other dollar currencies.

a

What are the denominations of Canadian currency?

Canada’s money is colourful, durable, and easy to use. The Canadian Dollar (CAD) is divided into 100 cents.

Banknotes:

  • $5 – Blue
  • $10 – Purple
  • $20 – Green
  • $50 – Red
  • $100 – Brown
a

How much spending money do I need for two weeks in Canada?

It depends on your travel style. Budget travellers should plan for around $2,500–$3,500 CAD, mid-range travellers around $5,000–$7,000 CAD, and luxury holidays can easily reach $10,000–$14,000 CAD for two weeks. Canada can be pricey, especially in major cities or ski resorts, so it’s worth planning ahead and booking accommodation early to make the most of your money.