Buy US Dollars (USD) Always at the Best Rate
Get your currency fast 💸 Buy USD with AUD online or in-store
Get your currency fast 💸 Buy USD with AUD online or in-store
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See why S Money provides the best value
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- 0.6514
- 63.14 AUD
- $3,000 AUD
- Best Price
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- 0.6344
- 0.00 AUD
- $3,015 AUD
- $15 more expensive
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- 0.6266
- 0.00 AUD
- $3,053 AUD
- $53 more expensive
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- 0.6255
- 30.00 AUD
- $3,088 AUD
- $88 more expensive
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- 0.6182
- 0.00 AUD
- $3,094 AUD
- $94 more expensive

Features
- Get more for your money: Enjoy seamless travel across the US by purchasing US dollars (USD) before your trip. S Money gives you the best rates to stretch your Australian dollars further.
- Exchange your way: Whether it’s for a road trip across Route 66, business in New York, or shopping in Los Angeles, our easy platform lets you buy USD online, collect in-store, or have it delivered.
- Know you’re getting the best rate: We use the real market exchange rate to maximise your value, no hidden mark-ups.
- Convenience: Choose store collection, Australia Post pickup, or fast home delivery in 2–3 business days.
US banknote denominations
US dollars are available in many different denominations. This includes seven denominations in notes, as seen in our pictures.
American banknotes are made with a blend of 25% linen and 75% cotton, making them a little less impervious to wear and tear than plastic money. Their distinctive green colour gives the currency the popular name the ‘greenback’.
American dollar bills come in common denominations of $1, $5, $10, $20, and $100. Less common bills include the $2 and the $50 note.

US coins
There are 7 coins within the US. Common coin denominations include 1¢, 5¢, 10¢, 25¢, 50¢ and $1. One dollar coins are rare; in fact, the United States is the only developed country that still has a $1 bill in popular circulation (a bill which is considered the most recognised currency in the world). However people rarely refer to coins by their nominal value, instead, they have ‘nicknames’ that have become part of everyday use. The local lingo for these coins:- One cent coin = a penny
- Five cent coin = a nickel
- Ten cent coin = a dime
- 25 cent coin = a quarter
- 50 cent coin = a half dollar

According to Investopedia, the US dollar is accepted in many countries due to its stability. It is the world’s most popular currency and is used officially and unofficially in many countries.
Countries the US dollar is officially used include :
- USA
- Puerto Rico
- Ecuador
- El Salvador
- Zimbabwe
- Guam
- Virgin Islands
- Timor Leste
- American Samoa
- Northern Mariana Islands
- Federated States of Micronesia
- Palau
- Marshal Islands

Country | United States of America |
Official Currency | US dollars |
Currency Code | USD |
Currency Symbol | $ |
Banknote Denominations | $1, $2, $5, $10, $20, $50 and $100 |
Coin Denominations | 1¢, 5¢, 10¢, 25¢, 50¢ and $1 |
In Stock | Yes |
Current Rate | 0.6514 |
How long does it take?

- Confirm
- You’ll get a text and email once your payment is received.
- Delivery
- Orders take 2–3 business days depending on location.
- Updates
- You’ll receive notifications if there are any unexpected delays.
Buying US Dollars in Australia
Where is the best place to buy USD in Australia?
If you prefer to have cash ready as soon as you land in the States, you can:
- Order online and collect in-store or via Australia Post.
- Visit a currency exchange store in major cities.
- Avoid airports, their exchange rates are the worst in Australia.
Online providers like S Money usually offer the best value when looking at the best exchange rate for a particular currency.
What is the cheapest way to buy US dollars?
Planning a trip abroad to the USA? Whether you’re heading to Central Park in New York, the Grand Canyon, or a weekend in Las Vegas, making sure you get the best value when you buy USD is essential.
For Australians, finding the cheapest way to purchase foreign cash or a money card means comparing exchange rates and being aware of fees, services, and charges that may apply. Many customers now choose to buy USD online through a foreign currency order with click and collect or home delivery, while others still prefer in store currency exchange for convenience.
When you convert AUD to USD, the rate you receive depends on economic trends, interest rates, and even the card issuer if you’re loading funds onto a travel card. Some providers also allow you to sell foreign currency, including USD, making it easy to switch back into Australian dollars once your trip is over.
- Buy online - Usually the cheapest option for amounts under $5,000 AUD.
- In-store exchange - Ideal for last-minute needs, especially in city centres.
- Overseas - Money changers in the US can be convenient, but Australian providers often have better rates.
- International money transfers - For sending funds abroad, services like Wise or OFX are cheaper than banks.
- Travel money cards - Options like Wise or Revolut are more competitive than traditional bank travel cards.
Whether you need foreign cash online, want to order American dollars today, or simply compare competitive rates, knowing your options ensures you can spend more of your travel budget on your USA adventure and less on hidden costs.
Fees and Charges

Service Fee
Varies by currency and amount.

Delivery
$23 fee for Post Office collection.

Paying by Card
1.6% processing fee.
How Much Money Should You Take to the US?
Daily costs vary widely across America. On average:

Budget travellers
~$90 AUD per day

Mid-range travellers
~$180 AUD per day

Luxury travellers
$400+ AUD per day
Example prices in the US:

Hotel room
$150 USD per night

Car hire
$60–80 USD per day

Fast food meal
$10–12 USD

Coffee
$3–5 USD
Must Visit Places in the USA
The United States is vast and diverse, offering something for every type of traveller. From buzzing cities to natural wonders, here are some must-see destinations:

New York City
The city that never sleeps. Visit Times Square, the Statue of Liberty, Central Park, and Broadway.
Los Angeles
Home of Hollywood, stunning beaches, and vibrant neighbourhoods. Perfect for film buffs and sun seekers alike, where you can spend your American dollars at world-class attractions or on a relaxed café brunch.
Las Vegas
Famous for its casinos, nightlife, and spectacular shows, plus nearby natural attractions like the Grand Canyon. Whether you’re paying in cash or using a money card, having USD on hand keeps your travel budget in check.
San Francisco
Walk the Golden Gate Bridge, ride a cable car, and explore Alcatraz Island.
Chicago
Known for its impressive architecture, deep-dish pizza, and lively music scene. Carrying a mix of foreign cash and a card issued travel option means you won’t miss out on local favourites.
Washington D.C.
The nation’s capital, filled with museums, monuments, and the White House.
Florida
From Disney World and Universal Studios to the beaches of Miami and the Florida Keys, it’s smart to have travel money in both cash and digital form to cover all your holiday fun.
Hawaii
Tropical islands with beautiful beaches, volcanoes, and a laid-back atmosphere. A classic USA adventure where competitive exchange rates on your foreign currency order mean more to spend on island activities.FAQs About the US Dollar
The official currency is the United States dollar, USD.
Coins: 1¢, 5¢, 10¢, 25¢, 50¢, $1
Notes: $1, $2, $5, $10, $20, $50, $100
Online exchanges like S Money often provide the best overall value when you factor in exchange rates and fees.
You can purchase USD online through S Money or other exchange providers and collect in-store, at Australia Post, or have it delivered to your home. Alternatively, you can buy in person at money exchange outlets in major cities. Airports should be avoided as they offer some of the worst exchange rates.
The US dollar is not only the official currency of the United States but also used in countries like Ecuador, El Salvador, Panama, and Zimbabwe. It is also widely accepted in territories such as Guam, Puerto Rico, and the US Virgin Islands, as well as unofficially in parts of the Caribbean and Asia.
The US dollar was first authorised in 1792 with the passage of the Coinage Act. The first coins were minted soon after, and paper notes followed in the 1860s. It has since become the world’s most traded and widely held currency.
Yes, the US dollar is considered one of the strongest and most stable currencies globally. Its value can fluctuate, but it is the world’s primary reserve currency and is often used as the benchmark in global trade and finance.
Both options have benefits. Cash is useful for tips, taxis, or small purchases, while a money card can be safer for larger payments. Always check with your card issuer about fees and charges that may apply. Many travellers prefer to carry both for flexibility.
Yes. If you have extra American dollars after your USA adventure, you can visit a currency exchange store or online provider to sell foreign currency back into AUD. Some providers even allow you to do this through online services.
The US dollar (USD) is the most widely traded currency in the world. It’s often used in international transactions, business, and travel. Because of this, it’s considered a stable and recognised currency, making it easy to buy, spend, and sell USD almost anywhere.