Crown Currency vs S Money

Crown Currency vs S Money

Crown Currency and S Money both allow Australians to buy currency online. But which one is the cheapest?

While S Money has the best exchange rates, it does have a service fee. This means that to find the cheapest option, you need to look at the total cost of the currency including all the fees.

You can either go to each site and get a quote with each company or use an exchange rate comparison table that includes not just exchange rates, but any service fee too.

While price is important, it's not the only difference between these 2 currency exchange services. Here is a better look at each option:

S Money is an online first currency exchange.

With only a couple of bricks and mortar stores, it's much easier to order online instead of going in-store.

If you order online, you can pick up your currency in-store or have it delivered to your home. They are the only money exchange that offer the same exchange rate seen on Google or XE but they do charge a service fee.


How S Money stacks up

S Money and Crown Currency are very different for 2 reasons - Price and Service.

Being digital first, S Money has fewer stores to choose from but also helps them offer significantly better exchange rates.

So if you are looking for the best rate or prefer doing things online, S Money may be the way to go. If you still like to go into a store, then Crown has many more locations to choose from.

Crown currency
Crown Currency

Crown Currency is a Queensland based currency exchange that has 30 stores up and down Australia's east coast. Across their stores, they provide excellent service and reasonable exchange rates.

Where Crown struggles is online. The website is outdated and hard to use. You can't order currency directly from them online. Their 'get a quote' is your only online option outside of picking up the phone.


Crown Currency vs S Money

Crown Currency has retail stores and their exchange rates are reasonable however S Money is cheaper overall for currency exchange.

If you like an in person experience that Crown currency is a great option.

If you prefer an online experience with access to speak to someone on the phone and delivery to door, than S Money is the better option.


S Money is the cheapest place to buy foreign currency.

Crown Currency offers stores and wider range of currencies, however their online experience is very poor.

S Money offers phone service and an excellent, user friendly online experience however S Money has only a few stores.

Updated: Posted on