A travel money card is safer than cash overseas and if you select a Wise travel card, it is the best exchange rate as well. Most places around the world accept MasterCard or Visa, so you should be able to pay for all your purchases by card.
Macquarie, ING and Up are 3 banks in Australia that don’t charge international transaction fees. The most straightforward way to avoid fees on each transaction is to bring cash with you. All you have to do is convert your Australian dollars to the foreign currency of the country or countries you plan to travel to. You can convert your currency either online, and have your money delivered directly to you, or in-store. Online money exchangers like S Money are often an easy and cheap way to buy foreign currency. You usually only pay a small fee and the currency exchange […]
The best travel card in Australia depends on its use, for ATM withdrawals it is ING Orange, for best exchange rates it is Wise Travel Card, the best credit card is Bankwest Breeze Platinum, for overall best card by a bank its HSBC Global and the best rewards card is the Qantas Travel card.
Only if the bank you already use, charges high international transaction fees. Unfortunately, that’s most Australians that bank with the big 4 banks. For example, using your ING, Macquarie or Up Bank debit card overseas is not that much different to a specialised travel card. The effort to get a new card set up may not be worth it. Alternatively, if you are losing 5% on the exchange rate and getting hit with high ATM fees from your local bank, then it’s definitely worth getting a travel card that isn’t issued by one of the large, retail banks.
Australian travellers heading to Vietnam often wonder if they can use Aussie dollars in Hanoi, Ho Chi Minh City, or Da Nang. In short, Australian dollars are not accepted for most purchases. While some hotels may accept AUD at a poor rate, it’s always better to convert to VND before you shop, dine, or take public transport. Withdrawing cash ahead of time ensures you’re ready with Vietnam’s official currency.
Country Vietnam Official Currency Vietnamese dong Currency Code ₫ Currency Symbol VND Banknote Denominations ₫100, ₫200, ₫500, ₫1,000, ₫2,000, ₫5,000, ₫10,000, ₫20,000 and ₫500,000 Coin Denominations ₫200, ₫500, ₫1,000 and ₫2,000 In Stock Yes Current Rate