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As a general rule, working out how much money to take to Hong Kong depends on where you go and your type of travel. If you travel on a budget to Hong Kong it can cost from $70 a day. If you travel in the middle range throughout Hong Kong it can cost from $140 per day. Finally if you travel with luxury throughout Hong Kong it can cost anywhere from $300 per day.

Yes you can get prepaid international debit cards for Hong Kong and Wise, HSBC and Citibank offer the most competitive cards in the market. Other older style prepaid cards like Australia Post, Cash Passport, Travel Money Oz and Travelex have lots of charges like load, unload, inactivity, ATM withdrawals and initial card fees.

Yes you can use your Australian debit card in Hong Kong and if they are linked to Mastercard or Visa. Most Australian debit cards will charge an international transaction fee of 3% plus give a very poor exchange rate for Hong Kong dollars adding another 5% to purchase fee and if you use a non affiliated ATM you will be charged an additional $5 for a withdrawal.

Yes, travel money cards are a good idea to take to Hong Kong? They provide better security than cash, as you can access your account without your pin code. They are useful for paying large bills for accommodation or restaurants as travel cards are less bulky.  

You can place money on your travel money card online and paying by direct debit from your bank account will cost you the least. Log in to your bank account, transfer your funds into the travel money card and the money should be there within 24 hours.

HSBC and Citibank have the best travel money cards for Hong Kong. Both have lots of ATMs within Hong Kong, both offer fantastic exchange rates for the Hong Kong dollar and both offer ‘no international transaction fees’.