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Yes you can use a prepaid Visa card overseas. Visa is one of the two commonly accepted credit cards globally. It would be considered unusual if the vendor did not accept Visa for payment.

A prepaid travel card works by placing money in different foreign currency accounts on that card. While you are travelling you can use the prepaid travel card to pay for accommodation, restaurants or transport like you would use a debit card in Australia. If it is under $100 normally a tap will do but they might ask you for your pin and you enter your 4 digit pin. The funds are deducted from your account at the rate you locked in before you left. Alternatively if you choose a Wise card, the exchange rate you receive will be very close […]

Some prepaid travel cards charge hefty fees to withdraw cash from ATM’s. Not all currencies are covered on prepaid travel cards, so if you need to buy food or drink at a stopover country, your card might not work. Some prepaid cards have minimum top up loads and inactivity fees. Some prepaid travel cards charge to place money on the card.

The advantages of prepaid travel cards are that it is handy to have local currency stored on one card. The currency conversion rate is set, so you don’t have to worry about exchange rate fluctuations while overseas. You are also spending your own money so no interest charges like with credit cards. Finally they are easy to reload, even when overseas.

Prepaid travel cards are cards you can use overseas to pay in local currency for all your purchase needs, from hotel bills to corner convenience stores. You buy the currency and place it on the card before you leave Australia. The currency exchange rate is set, so you know how much things will cost overseas with one exchange rate. In addition with a prepaid travel card you can withdraw local currency from ATM’s marked with a Mastercard or Visa logo. You use your 4 digit pin, similar to Australia, to withdraw money overseas. The cards are like an Eftpos card […]